▼ 0.50% · 3.625%
HK$14,837
−HK$930/mo
▼ 0.25% · 3.875%
HK$15,298
−HK$469/mo
Today · 4.125%
HK$15,767
baseline
▲ 0.50% · 4.625%
HK$16,727
+HK$960/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$31,534/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,506
−HK$892/mo
▼ 0.25% · 3.875%
HK$16,949
−HK$449/mo
Today · 4.125%
HK$17,398
baseline
▲ 0.50% · 4.625%
HK$18,315
+HK$917/mo
Deposit HK$3.25M · loan HK$3.25M · min. income ≈ HK$34,796/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,321
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$16,828
−HK$516/mo
Today · 4.125%
HK$17,344
baseline
▲ 0.50% · 4.625%
HK$18,399
+HK$1,055/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$34,688/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,156
−HK$981/mo
▼ 0.25% · 3.875%
HK$18,643
−HK$494/mo
Today · 4.125%
HK$19,137
baseline
▲ 0.50% · 4.625%
HK$20,146
+HK$1,009/mo
Deposit HK$2.93M · loan HK$3.58M · min. income ≈ HK$38,274/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,804
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$18,358
−HK$563/mo
Today · 4.125%
HK$18,921
baseline
▲ 0.50% · 4.625%
HK$20,072
+HK$1,151/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$37,842/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,807
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,338
−HK$539/mo
Today · 4.125%
HK$20,877
baseline
▲ 0.50% · 4.625%
HK$21,978
+HK$1,101/mo
Deposit HK$2.60M · loan HK$3.90M · min. income ≈ HK$41,754/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,288
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$19,888
−HK$609/mo
Today · 4.125%
HK$20,497
baseline
▲ 0.50% · 4.625%
HK$21,745
+HK$1,248/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$40,994/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,458
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$22,033
−HK$584/mo
Today · 4.125%
HK$22,617
baseline
▲ 0.50% · 4.625%
HK$23,809
+HK$1,192/mo
Deposit HK$2.28M · loan HK$4.23M · min. income ≈ HK$45,234/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,772
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,418
−HK$656/mo
Today · 4.125%
HK$22,074
baseline
▲ 0.50% · 4.625%
HK$23,417
+HK$1,343/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$44,148/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,108
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,728
−HK$629/mo
Today · 4.125%
HK$24,357
baseline
▲ 0.50% · 4.625%
HK$25,641
+HK$1,284/mo
Deposit HK$1.95M · loan HK$4.55M · min. income ≈ HK$48,714/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,255
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,948
−HK$703/mo
Today · 4.125%
HK$23,651
baseline
▲ 0.50% · 4.625%
HK$25,090
+HK$1,439/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$47,302/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,759
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$25,423
−HK$673/mo
Today · 4.125%
HK$26,096
baseline
▲ 0.50% · 4.625%
HK$27,472
+HK$1,376/mo
Deposit HK$1.63M · loan HK$4.88M · min. income ≈ HK$52,192/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,739
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,477
−HK$751/mo
Today · 4.125%
HK$25,228
baseline
▲ 0.50% · 4.625%
HK$26,763
+HK$1,535/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$50,456/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,409
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$718/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,303
+HK$1,467/mo
Deposit HK$1.30M · loan HK$5.21M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,223
−HK$1,581/mo
▼ 0.25% · 3.875%
HK$26,007
−HK$797/mo
Today · 4.125%
HK$26,804
baseline
▲ 0.50% · 4.625%
HK$28,435
+HK$1,631/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$53,608/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,060
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$28,813
−HK$763/mo
Today · 4.125%
HK$29,576
baseline
▲ 0.50% · 4.625%
HK$31,135
+HK$1,559/mo
Deposit HK$976K · loan HK$5.53M · min. income ≈ HK$59,152/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,706
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,537
−HK$844/mo
Today · 4.125%
HK$28,381
baseline
▲ 0.50% · 4.625%
HK$30,108
+HK$1,727/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$56,762/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,711
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,507
−HK$809/mo
Today · 4.125%
HK$31,316
baseline
▲ 0.50% · 4.625%
HK$32,966
+HK$1,650/mo
Deposit HK$651K · loan HK$5.86M · min. income ≈ HK$62,632/mo (50% DSR)
Upfront cash ≈ HK$836K (deposit + AVD stamp duty HK$185,667 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).