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Home Eastern District ISLAND GARDEN TOWER 1

20/F A

in ISLAND GARDEN TOWER 1

Eastern District · Hong Kong Island

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3/F A 845 ft² 3/F B 670 ft² 3/F C 715 ft² 3/F D 513 ft² 3/F E 1,051 ft² 5/F A 845 ft² 5/F B 670 ft² 5/F C 715 ft² 5/F D 513 ft² 5/F E 1,051 ft² 6/F A 845 ft² 6/F B 670 ft² 6/F D 513 ft² 6/F E 1,051 ft² 7/F A 845 ft² 7/F B 670 ft² 7/F C 715 ft² 7/F D 513 ft² 7/F E 1,051 ft² 8/F A 845 ft² 8/F B 670 ft² 8/F C 715 ft² 8/F D 513 ft² 8/F E 1,051 ft² 9/F A 845 ft² 9/F B 670 ft² 9/F C 715 ft² 9/F D 513 ft² 9/F E 1,051 ft² 10/F A 845 ft² 10/F B 670 ft² 10/F C 715 ft² 10/F D 513 ft² 10/F E 1,051 ft² 11/F A 845 ft² 11/F B 670 ft² 11/F C 715 ft² 11/F D 513 ft² 11/F E 1,051 ft² 12/F A 845 ft² 12/F B 670 ft² 12/F C 715 ft² 12/F D 513 ft² 12/F E 1,051 ft² 15/F A 845 ft² 15/F B 670 ft² 15/F C 715 ft² 15/F D 513 ft² 15/F E 1,051 ft² 16/F A 845 ft² 16/F B 670 ft² 16/F C 715 ft² 16/F D 513 ft² 16/F E 1,051 ft² 17/F A 845 ft² 17/F C 715 ft² 17/F E 1,051 ft² 18/F A 845 ft² 18/F B 670 ft² 18/F C 715 ft² 18/F D 513 ft² 18/F E 1,051 ft² 19/F A 1,055 ft² 19/F B 862 ft² 19/F C 1,017 ft² 19/F D 1,228 ft² 20/F A 1,055 ft² 20/F B 862 ft² 20/F C 1,017 ft² 21/F A 1,055 ft² 21/F B 862 ft² 21/F C 1,017 ft² 21/F D 1,228 ft² 22/F A 1,055 ft² 22/F B 862 ft² 22/F C 1,017 ft² 22/F D 1,228 ft² 23/F A 1,055 ft² 23/F B 862 ft² 23/F C 1,017 ft² 23/F D 1,228 ft² 25/F B 862 ft² 25/F C 1,017 ft² 25/F D 1,228 ft² 26/F B 862 ft² 26/F C 1,017 ft² 26/F D 1,228 ft² 26/F A 1,055 ft² 27/F A 1,055 ft² 27/F B 862 ft² 27/F D 1,228 ft² 27/F C 1,017 ft² 28/F A 1,055 ft² 28/F B 862 ft² 28/F C 29/F A 1,055 ft² 29/F B 862 ft² 29/F C 1,017 ft² 30/F A 1,055 ft² 30/F B 862 ft² 30/F C 1,017 ft² 30/F D 1,228 ft² 31/F A 1,815 ft² 31/F B 862 ft² 31/F C1 2,105 ft² 32/F B 862 ft² 32/F C2 2,291 ft²
Crescira AVM · estimated value ● Medium confidence
HK$18.90M
≈ HK$17,918 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.67M, with repayments around HK$64,132/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$60,348
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,225
−HK$1,907/mo
Today · 4.125%
HK$64,132
baseline
▲ 0.50% · 4.625%
HK$68,035
+HK$3,903/mo

Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,264/mo (50% DSR)

Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,895 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Shau Kei Wan Station
≈ 7 min walk · 551 m
Education
30
schools within 1 km (5 within 500 m)
Daily convenience
30
within 1 km (2 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Shau Kei Wan Station Station.

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,055 Saleable ft²
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2025-11-25 HK$16.00M −16.0%
8.7y · −2.0%/yr
2017-02-27 HK$19.06M —

Other appraised units in this building

3/F A
845 ft²
HK$14.37M
3/F B
670 ft²
HK$11.19M
3/F C
715 ft²
HK$11.89M
3/F D
513 ft²
HK$8.70M
3/F E
1,051 ft²
HK$18.52M
5/F A
845 ft²
HK$13.64M
Data sourced from Renavon.com