▼ 0.50% · 3.625%
HK$19,667
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,279
−HK$622/mo
Today · 4.125%
HK$20,901
baseline
▲ 0.50% · 4.625%
HK$22,172
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,802/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,880
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,466
−HK$596/mo
Today · 4.125%
HK$23,062
baseline
▲ 0.50% · 4.625%
HK$24,277
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,124/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,634
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,307
−HK$684/mo
Today · 4.125%
HK$22,991
baseline
▲ 0.50% · 4.625%
HK$24,390
+HK$1,399/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,982/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,068
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,713
−HK$655/mo
Today · 4.125%
HK$25,368
baseline
▲ 0.50% · 4.625%
HK$26,705
+HK$1,337/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,736/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,601
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,335
−HK$746/mo
Today · 4.125%
HK$25,081
baseline
▲ 0.50% · 4.625%
HK$26,607
+HK$1,526/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$50,162/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,256
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,960
−HK$714/mo
Today · 4.125%
HK$27,674
baseline
▲ 0.50% · 4.625%
HK$29,133
+HK$1,459/mo
Deposit HK$3.45M · loan HK$5.18M · min. income ≈ HK$55,348/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,567
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,363
−HK$808/mo
Today · 4.125%
HK$27,171
baseline
▲ 0.50% · 4.625%
HK$28,824
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$54,342/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,444
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,206
−HK$774/mo
Today · 4.125%
HK$29,980
baseline
▲ 0.50% · 4.625%
HK$31,561
+HK$1,581/mo
Deposit HK$3.02M · loan HK$5.61M · min. income ≈ HK$59,960/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,534
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$28,391
−HK$870/mo
Today · 4.125%
HK$29,261
baseline
▲ 0.50% · 4.625%
HK$31,041
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$58,522/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,631
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$31,453
−HK$833/mo
Today · 4.125%
HK$32,286
baseline
▲ 0.50% · 4.625%
HK$33,988
+HK$1,702/mo
Deposit HK$2.59M · loan HK$6.04M · min. income ≈ HK$64,572/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,501
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$30,419
−HK$932/mo
Today · 4.125%
HK$31,351
baseline
▲ 0.50% · 4.625%
HK$33,259
+HK$1,908/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$62,702/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,819
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,700
−HK$893/mo
Today · 4.125%
HK$34,593
baseline
▲ 0.50% · 4.625%
HK$36,416
+HK$1,823/mo
Deposit HK$2.16M · loan HK$6.47M · min. income ≈ HK$69,186/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,468
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,446
−HK$995/mo
Today · 4.125%
HK$33,441
baseline
▲ 0.50% · 4.625%
HK$35,476
+HK$2,035/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$66,882/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,007
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,946
−HK$953/mo
Today · 4.125%
HK$36,899
baseline
▲ 0.50% · 4.625%
HK$38,844
+HK$1,945/mo
Deposit HK$1.73M · loan HK$6.90M · min. income ≈ HK$73,798/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,434
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,474
−HK$1,057/mo
Today · 4.125%
HK$35,531
baseline
▲ 0.50% · 4.625%
HK$37,693
+HK$2,162/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,062/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,195
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,193
−HK$1,012/mo
Today · 4.125%
HK$39,205
baseline
▲ 0.50% · 4.625%
HK$41,271
+HK$2,066/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,410/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,401
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$36,502
−HK$1,119/mo
Today · 4.125%
HK$37,621
baseline
▲ 0.50% · 4.625%
HK$39,910
+HK$2,289/mo
Deposit HK$863K · loan HK$7.76M · min. income ≈ HK$75,242/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,383
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$40,440
−HK$1,071/mo
Today · 4.125%
HK$41,511
baseline
▲ 0.50% · 4.625%
HK$43,699
+HK$2,188/mo
Deposit HK$863K · loan HK$7.76M · min. income ≈ HK$83,022/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,751 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).