▼ 0.50% · 3.625%
HK$15,525
−HK$974/mo
▼ 0.25% · 3.875%
HK$16,008
−HK$491/mo
Today · 4.125%
HK$16,499
baseline
▲ 0.50% · 4.625%
HK$17,502
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,998/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,271
−HK$934/mo
▼ 0.25% · 3.875%
HK$17,735
−HK$470/mo
Today · 4.125%
HK$18,205
baseline
▲ 0.50% · 4.625%
HK$19,164
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,410/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,077
−HK$1,071/mo
▼ 0.25% · 3.875%
HK$17,609
−HK$539/mo
Today · 4.125%
HK$18,148
baseline
▲ 0.50% · 4.625%
HK$19,253
+HK$1,105/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,296/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,999
−HK$1,026/mo
▼ 0.25% · 3.875%
HK$19,508
−HK$517/mo
Today · 4.125%
HK$20,025
baseline
▲ 0.50% · 4.625%
HK$21,080
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,050/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,630
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,209
−HK$589/mo
Today · 4.125%
HK$19,798
baseline
▲ 0.50% · 4.625%
HK$21,003
+HK$1,205/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$39,596/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,726
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,282
−HK$563/mo
Today · 4.125%
HK$21,845
baseline
▲ 0.50% · 4.625%
HK$22,997
+HK$1,152/mo
Deposit HK$2.72M · loan HK$4.09M · min. income ≈ HK$43,690/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,182
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,810
−HK$638/mo
Today · 4.125%
HK$21,448
baseline
▲ 0.50% · 4.625%
HK$22,753
+HK$1,305/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$42,896/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,453
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,055
−HK$611/mo
Today · 4.125%
HK$23,666
baseline
▲ 0.50% · 4.625%
HK$24,913
+HK$1,247/mo
Deposit HK$2.38M · loan HK$4.43M · min. income ≈ HK$47,332/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,735
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,411
−HK$687/mo
Today · 4.125%
HK$23,098
baseline
▲ 0.50% · 4.625%
HK$24,503
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$46,196/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,180
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,828
−HK$658/mo
Today · 4.125%
HK$25,486
baseline
▲ 0.50% · 4.625%
HK$26,830
+HK$1,344/mo
Deposit HK$2.04M · loan HK$4.77M · min. income ≈ HK$50,972/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,287
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$24,012
−HK$736/mo
Today · 4.125%
HK$24,748
baseline
▲ 0.50% · 4.625%
HK$26,254
+HK$1,506/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$49,496/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,907
−HK$1,400/mo
▼ 0.25% · 3.875%
HK$26,602
−HK$705/mo
Today · 4.125%
HK$27,307
baseline
▲ 0.50% · 4.625%
HK$28,746
+HK$1,439/mo
Deposit HK$1.70M · loan HK$5.11M · min. income ≈ HK$54,614/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,840
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,613
−HK$785/mo
Today · 4.125%
HK$26,398
baseline
▲ 0.50% · 4.625%
HK$28,004
+HK$1,606/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$52,796/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,634
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,375
−HK$752/mo
Today · 4.125%
HK$29,127
baseline
▲ 0.50% · 4.625%
HK$30,663
+HK$1,536/mo
Deposit HK$1.36M · loan HK$5.45M · min. income ≈ HK$58,254/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,392
−HK$1,656/mo
▼ 0.25% · 3.875%
HK$27,213
−HK$835/mo
Today · 4.125%
HK$28,048
baseline
▲ 0.50% · 4.625%
HK$29,754
+HK$1,706/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$56,096/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,361
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,149
−HK$799/mo
Today · 4.125%
HK$30,948
baseline
▲ 0.50% · 4.625%
HK$32,579
+HK$1,631/mo
Deposit HK$1.02M · loan HK$5.79M · min. income ≈ HK$61,896/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,945
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,814
−HK$883/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,504
+HK$1,807/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,088
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,922
−HK$846/mo
Today · 4.125%
HK$32,768
baseline
▲ 0.50% · 4.625%
HK$34,495
+HK$1,727/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,536/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,254 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).