▼ 0.50% · 3.625%
HK$21,328
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,992
−HK$674/mo
Today · 4.125%
HK$22,666
baseline
▲ 0.50% · 4.625%
HK$24,045
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,332/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,727
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,364
−HK$645/mo
Today · 4.125%
HK$25,009
baseline
▲ 0.50% · 4.625%
HK$26,328
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,018/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,461
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,191
−HK$741/mo
Today · 4.125%
HK$24,932
baseline
▲ 0.50% · 4.625%
HK$26,449
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$49,864/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,100
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,800
−HK$710/mo
Today · 4.125%
HK$27,510
baseline
▲ 0.50% · 4.625%
HK$28,960
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.14M · min. income ≈ HK$55,020/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,594
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,390
−HK$809/mo
Today · 4.125%
HK$27,199
baseline
▲ 0.50% · 4.625%
HK$28,854
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,398/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,473
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,236
−HK$775/mo
Today · 4.125%
HK$30,011
baseline
▲ 0.50% · 4.625%
HK$31,593
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,022/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,727
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$28,589
−HK$876/mo
Today · 4.125%
HK$29,465
baseline
▲ 0.50% · 4.625%
HK$31,258
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,930/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,846
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,673
−HK$839/mo
Today · 4.125%
HK$32,512
baseline
▲ 0.50% · 4.625%
HK$34,226
+HK$1,714/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,024/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,859
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,788
−HK$944/mo
Today · 4.125%
HK$31,732
baseline
▲ 0.50% · 4.625%
HK$33,663
+HK$1,931/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,464/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,218
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,109
−HK$904/mo
Today · 4.125%
HK$35,013
baseline
▲ 0.50% · 4.625%
HK$36,859
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,026/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,992
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,987
−HK$1,011/mo
Today · 4.125%
HK$33,998
baseline
▲ 0.50% · 4.625%
HK$36,067
+HK$2,069/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$67,996/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,591
−HK$1,923/mo
▼ 0.25% · 3.875%
HK$36,546
−HK$968/mo
Today · 4.125%
HK$37,514
baseline
▲ 0.50% · 4.625%
HK$39,491
+HK$1,977/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,028/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,125
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,186
−HK$1,079/mo
Today · 4.125%
HK$36,265
baseline
▲ 0.50% · 4.625%
HK$38,472
+HK$2,207/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,530/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,964
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,982
−HK$1,033/mo
Today · 4.125%
HK$40,015
baseline
▲ 0.50% · 4.625%
HK$42,124
+HK$2,109/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,030/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,258
−HK$2,273/mo
▼ 0.25% · 3.875%
HK$37,386
−HK$1,145/mo
Today · 4.125%
HK$38,531
baseline
▲ 0.50% · 4.625%
HK$40,876
+HK$2,345/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,062/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,336
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,418
−HK$1,098/mo
Today · 4.125%
HK$42,516
baseline
▲ 0.50% · 4.625%
HK$44,757
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,032/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,391
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$39,585
−HK$1,213/mo
Today · 4.125%
HK$40,798
baseline
▲ 0.50% · 4.625%
HK$43,281
+HK$2,483/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$81,596/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,709
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,855
−HK$1,162/mo
Today · 4.125%
HK$45,017
baseline
▲ 0.50% · 4.625%
HK$47,390
+HK$2,373/mo
Deposit HK$935K · loan HK$8.42M · min. income ≈ HK$90,034/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,339 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).