▼ 0.50% · 3.625%
HK$21,822
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,501
−HK$689/mo
Today · 4.125%
HK$23,190
baseline
▲ 0.50% · 4.625%
HK$24,602
+HK$1,412/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$46,380/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,277
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,928
−HK$660/mo
Today · 4.125%
HK$25,588
baseline
▲ 0.50% · 4.625%
HK$26,937
+HK$1,349/mo
Deposit HK$4.79M · loan HK$4.79M · min. income ≈ HK$51,176/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,004
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,751
−HK$759/mo
Today · 4.125%
HK$25,510
baseline
▲ 0.50% · 4.625%
HK$27,062
+HK$1,552/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$51,020/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,704
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,421
−HK$726/mo
Today · 4.125%
HK$28,147
baseline
▲ 0.50% · 4.625%
HK$29,631
+HK$1,484/mo
Deposit HK$4.31M · loan HK$5.26M · min. income ≈ HK$56,294/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,186
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,001
−HK$828/mo
Today · 4.125%
HK$27,829
baseline
▲ 0.50% · 4.625%
HK$29,522
+HK$1,693/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$55,658/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,132
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$29,913
−HK$793/mo
Today · 4.125%
HK$30,706
baseline
▲ 0.50% · 4.625%
HK$32,325
+HK$1,619/mo
Deposit HK$3.83M · loan HK$5.74M · min. income ≈ HK$61,412/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,369
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,251
−HK$897/mo
Today · 4.125%
HK$30,148
baseline
▲ 0.50% · 4.625%
HK$31,982
+HK$1,834/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$60,296/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,560
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,406
−HK$859/mo
Today · 4.125%
HK$33,265
baseline
▲ 0.50% · 4.625%
HK$35,018
+HK$1,753/mo
Deposit HK$3.35M · loan HK$6.22M · min. income ≈ HK$66,530/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,551
−HK$1,916/mo
▼ 0.25% · 3.875%
HK$31,501
−HK$966/mo
Today · 4.125%
HK$32,467
baseline
▲ 0.50% · 4.625%
HK$34,442
+HK$1,975/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$64,934/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,988
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,899
−HK$925/mo
Today · 4.125%
HK$35,824
baseline
▲ 0.50% · 4.625%
HK$37,712
+HK$1,888/mo
Deposit HK$2.87M · loan HK$6.70M · min. income ≈ HK$71,648/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,733
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,751
−HK$1,035/mo
Today · 4.125%
HK$34,786
baseline
▲ 0.50% · 4.625%
HK$36,902
+HK$2,116/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$69,572/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,415
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,392
−HK$991/mo
Today · 4.125%
HK$38,383
baseline
▲ 0.50% · 4.625%
HK$40,406
+HK$2,023/mo
Deposit HK$2.39M · loan HK$7.18M · min. income ≈ HK$76,766/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,915
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,001
−HK$1,104/mo
Today · 4.125%
HK$37,105
baseline
▲ 0.50% · 4.625%
HK$39,363
+HK$2,258/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$74,210/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,843
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$39,885
−HK$1,056/mo
Today · 4.125%
HK$40,941
baseline
▲ 0.50% · 4.625%
HK$43,100
+HK$2,159/mo
Deposit HK$1.91M · loan HK$7.66M · min. income ≈ HK$81,882/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,097
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,251
−HK$1,173/mo
Today · 4.125%
HK$39,424
baseline
▲ 0.50% · 4.625%
HK$41,823
+HK$2,399/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$78,848/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,271
−HK$2,229/mo
▼ 0.25% · 3.875%
HK$42,377
−HK$1,123/mo
Today · 4.125%
HK$43,500
baseline
▲ 0.50% · 4.625%
HK$45,793
+HK$2,293/mo
Deposit HK$1.44M · loan HK$8.13M · min. income ≈ HK$87,000/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,280
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,241/mo
Today · 4.125%
HK$41,743
baseline
▲ 0.50% · 4.625%
HK$44,283
+HK$2,540/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$83,486/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,698
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$44,870
−HK$1,189/mo
Today · 4.125%
HK$46,059
baseline
▲ 0.50% · 4.625%
HK$48,487
+HK$2,428/mo
Deposit HK$957K · loan HK$8.61M · min. income ≈ HK$92,118/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$327,000 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).