▼ 0.50% · 3.625%
HK$4,466
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,605
−HK$141/mo
Today · 4.125%
HK$4,746
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$289/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$9,492/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,969
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,102
−HK$135/mo
Today · 4.125%
HK$5,237
baseline
▲ 0.50% · 4.625%
HK$5,513
+HK$276/mo
Deposit HK$979K · loan HK$979K · min. income ≈ HK$10,474/mo (50% DSR)
Upfront cash ≈ HK$979K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,913
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,066
−HK$155/mo
Today · 4.125%
HK$5,221
baseline
▲ 0.50% · 4.625%
HK$5,538
+HK$317/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$10,442/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,465
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,612
−HK$149/mo
Today · 4.125%
HK$5,761
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$303/mo
Deposit HK$881K · loan HK$1.08M · min. income ≈ HK$11,522/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,359
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,526
−HK$169/mo
Today · 4.125%
HK$5,695
baseline
▲ 0.50% · 4.625%
HK$6,042
+HK$347/mo
Deposit HK$783K · loan HK$1.18M · min. income ≈ HK$11,390/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,962
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,122
−HK$162/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$332/mo
Deposit HK$783K · loan HK$1.18M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$784K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,806
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,987
−HK$183/mo
Today · 4.125%
HK$6,170
baseline
▲ 0.50% · 4.625%
HK$6,545
+HK$375/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$12,340/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,459
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,632
−HK$176/mo
Today · 4.125%
HK$6,808
baseline
▲ 0.50% · 4.625%
HK$7,167
+HK$359/mo
Deposit HK$686K · loan HK$1.27M · min. income ≈ HK$13,616/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,253
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,447
−HK$198/mo
Today · 4.125%
HK$6,645
baseline
▲ 0.50% · 4.625%
HK$7,049
+HK$404/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$13,290/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,956
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,142
−HK$190/mo
Today · 4.125%
HK$7,332
baseline
▲ 0.50% · 4.625%
HK$7,718
+HK$386/mo
Deposit HK$588K · loan HK$1.37M · min. income ≈ HK$14,664/mo (50% DSR)
Upfront cash ≈ HK$588K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,699
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,908
−HK$211/mo
Today · 4.125%
HK$7,119
baseline
▲ 0.50% · 4.625%
HK$7,552
+HK$433/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$14,238/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,453
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,653
−HK$202/mo
Today · 4.125%
HK$7,855
baseline
▲ 0.50% · 4.625%
HK$8,270
+HK$415/mo
Deposit HK$490K · loan HK$1.47M · min. income ≈ HK$15,710/mo (50% DSR)
Upfront cash ≈ HK$490K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,146
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,368
−HK$226/mo
Today · 4.125%
HK$7,594
baseline
▲ 0.50% · 4.625%
HK$8,056
+HK$462/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$15,188/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,950
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,163
−HK$216/mo
Today · 4.125%
HK$8,379
baseline
▲ 0.50% · 4.625%
HK$8,821
+HK$442/mo
Deposit HK$392K · loan HK$1.57M · min. income ≈ HK$16,758/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,592
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,829
−HK$240/mo
Today · 4.125%
HK$8,069
baseline
▲ 0.50% · 4.625%
HK$8,559
+HK$490/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$16,138/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,446
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,673
−HK$230/mo
Today · 4.125%
HK$8,903
baseline
▲ 0.50% · 4.625%
HK$9,372
+HK$469/mo
Deposit HK$294K · loan HK$1.66M · min. income ≈ HK$17,806/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,039
−HK$504/mo
▼ 0.25% · 3.875%
HK$8,289
−HK$254/mo
Today · 4.125%
HK$8,543
baseline
▲ 0.50% · 4.625%
HK$9,063
+HK$520/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$17,086/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,943
−HK$484/mo
▼ 0.25% · 3.875%
HK$9,183
−HK$244/mo
Today · 4.125%
HK$9,427
baseline
▲ 0.50% · 4.625%
HK$9,923
+HK$496/mo
Deposit HK$196K · loan HK$1.76M · min. income ≈ HK$18,854/mo (50% DSR)
Upfront cash ≈ HK$196K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).