▼ 0.50% · 3.625%
HK$3,956
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$125/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,460
+HK$256/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$120/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,883
+HK$244/mo
Deposit HK$867K · loan HK$867K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,351
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,487
−HK$137/mo
Today · 4.125%
HK$4,624
baseline
▲ 0.50% · 4.625%
HK$4,906
+HK$282/mo
Deposit HK$781K · loan HK$954K · min. income ≈ HK$9,248/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,971
−HK$131/mo
Today · 4.125%
HK$5,102
baseline
▲ 0.50% · 4.625%
HK$5,371
+HK$269/mo
Deposit HK$781K · loan HK$954K · min. income ≈ HK$10,204/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,747
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$150/mo
Today · 4.125%
HK$5,045
baseline
▲ 0.50% · 4.625%
HK$5,352
+HK$307/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$10,090/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,423
−HK$143/mo
Today · 4.125%
HK$5,566
baseline
▲ 0.50% · 4.625%
HK$5,860
+HK$294/mo
Deposit HK$694K · loan HK$1.04M · min. income ≈ HK$11,132/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,142
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,302
−HK$163/mo
Today · 4.125%
HK$5,465
baseline
▲ 0.50% · 4.625%
HK$5,798
+HK$333/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$10,930/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,721
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,874
−HK$156/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$318/mo
Deposit HK$607K · loan HK$1.13M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,538
−HK$347/mo
▼ 0.25% · 3.875%
HK$5,710
−HK$175/mo
Today · 4.125%
HK$5,885
baseline
▲ 0.50% · 4.625%
HK$6,243
+HK$358/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$11,770/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,161
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,326
−HK$168/mo
Today · 4.125%
HK$6,494
baseline
▲ 0.50% · 4.625%
HK$6,836
+HK$342/mo
Deposit HK$520K · loan HK$1.21M · min. income ≈ HK$12,988/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,934
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,118
−HK$188/mo
Today · 4.125%
HK$6,306
baseline
▲ 0.50% · 4.625%
HK$6,689
+HK$383/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$12,612/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,601
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,778
−HK$180/mo
Today · 4.125%
HK$6,958
baseline
▲ 0.50% · 4.625%
HK$7,325
+HK$367/mo
Deposit HK$434K · loan HK$1.30M · min. income ≈ HK$13,916/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,329
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,526
−HK$200/mo
Today · 4.125%
HK$6,726
baseline
▲ 0.50% · 4.625%
HK$7,135
+HK$409/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$13,452/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,041
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,230
−HK$192/mo
Today · 4.125%
HK$7,422
baseline
▲ 0.50% · 4.625%
HK$7,813
+HK$391/mo
Deposit HK$347K · loan HK$1.39M · min. income ≈ HK$14,844/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,725
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,934
−HK$213/mo
Today · 4.125%
HK$7,147
baseline
▲ 0.50% · 4.625%
HK$7,581
+HK$434/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$14,294/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,481
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,682
−HK$203/mo
Today · 4.125%
HK$7,885
baseline
▲ 0.50% · 4.625%
HK$8,301
+HK$416/mo
Deposit HK$260K · loan HK$1.47M · min. income ≈ HK$15,770/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,120
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,342
−HK$225/mo
Today · 4.125%
HK$7,567
baseline
▲ 0.50% · 4.625%
HK$8,027
+HK$460/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$15,134/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,921
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,134
−HK$215/mo
Today · 4.125%
HK$8,349
baseline
▲ 0.50% · 4.625%
HK$8,789
+HK$440/mo
Deposit HK$173K · loan HK$1.56M · min. income ≈ HK$16,698/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).