▼ 0.50% · 3.625%
HK$4,448
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$140/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$288/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$134/mo
Today · 4.125%
HK$5,216
baseline
▲ 0.50% · 4.625%
HK$5,491
+HK$275/mo
Deposit HK$975K · loan HK$975K · min. income ≈ HK$10,432/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,893
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,045
−HK$155/mo
Today · 4.125%
HK$5,200
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$317/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$10,400/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,444
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,590
−HK$148/mo
Today · 4.125%
HK$5,738
baseline
▲ 0.50% · 4.625%
HK$6,040
+HK$302/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$11,476/mo (50% DSR)
Upfront cash ≈ HK$878K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,504
−HK$169/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$345/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,939
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$161/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,589
+HK$330/mo
Deposit HK$780K · loan HK$1.17M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$780K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,783
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$183/mo
Today · 4.125%
HK$6,146
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$374/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,292/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,434
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,606
−HK$175/mo
Today · 4.125%
HK$6,781
baseline
▲ 0.50% · 4.625%
HK$7,139
+HK$358/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,562/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,228
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,422
−HK$196/mo
Today · 4.125%
HK$6,618
baseline
▲ 0.50% · 4.625%
HK$7,021
+HK$403/mo
Deposit HK$585K · loan HK$1.37M · min. income ≈ HK$13,236/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,928
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,114
−HK$189/mo
Today · 4.125%
HK$7,303
baseline
▲ 0.50% · 4.625%
HK$7,688
+HK$385/mo
Deposit HK$585K · loan HK$1.37M · min. income ≈ HK$14,606/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,673
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,880
−HK$211/mo
Today · 4.125%
HK$7,091
baseline
▲ 0.50% · 4.625%
HK$7,523
+HK$432/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,182/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,423
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,622
−HK$202/mo
Today · 4.125%
HK$7,824
baseline
▲ 0.50% · 4.625%
HK$8,237
+HK$413/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,648/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,118
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,339
−HK$225/mo
Today · 4.125%
HK$7,564
baseline
▲ 0.50% · 4.625%
HK$8,024
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,128/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,918
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,131
−HK$215/mo
Today · 4.125%
HK$8,346
baseline
▲ 0.50% · 4.625%
HK$8,786
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,692/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,562
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,798
−HK$239/mo
Today · 4.125%
HK$8,037
baseline
▲ 0.50% · 4.625%
HK$8,526
+HK$489/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,074/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,413
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,639
−HK$229/mo
Today · 4.125%
HK$8,868
baseline
▲ 0.50% · 4.625%
HK$9,335
+HK$467/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,736/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,007
−HK$502/mo
▼ 0.25% · 3.875%
HK$8,256
−HK$253/mo
Today · 4.125%
HK$8,509
baseline
▲ 0.50% · 4.625%
HK$9,027
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,018/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,908
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,147
−HK$242/mo
Today · 4.125%
HK$9,389
baseline
▲ 0.50% · 4.625%
HK$9,884
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,778/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).