Home Wan Chai District Illumination Terrace Block 1

20/F F

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1/F A 731 ft² 1/F B 800 ft² 1/F C 800 ft² 1/F D 731 ft² 1/F E 616 ft² 1/F G 568 ft² 1/F H 616 ft² 2/F A 731 ft² 2/F B 800 ft² 2/F D 731 ft² 2/F E 616 ft² 2/F F 568 ft² 2/F G 568 ft² 3/F C 800 ft² 3/F D 731 ft² 3/F E 616 ft² 3/F F 568 ft² 3/F H 616 ft² 4/F B 800 ft² 4/F D 731 ft² 4/F F 568 ft² 4/F G 568 ft² 5/F A 731 ft² 5/F B 800 ft² 5/F C 800 ft² 5/F D 731 ft² 5/F E 616 ft² 5/F F 568 ft² 5/F G 568 ft² 5/F H 616 ft² 6/F B 800 ft² 6/F C 800 ft² 6/F D 731 ft² 6/F E 616 ft² 6/F G 568 ft² 6/F H 616 ft² 6/F A 731 ft² 7/F A 731 ft² 7/F B 800 ft² 7/F D 731 ft² 7/F E 616 ft² 7/F G 568 ft² 8/F A 731 ft² 8/F B 800 ft² 8/F C 800 ft² 8/F D 731 ft² 8/F F 568 ft² 8/F G 568 ft² 8/F H 616 ft² 9/F A 731 ft² 9/F B 800 ft² 9/F C 800 ft² 9/F F 568 ft² 9/F G 568 ft² 9/F H 616 ft² 10/F A 731 ft² 10/F C 800 ft² 10/F D 731 ft² 10/F E 616 ft² 10/F G 568 ft² 10/F H 616 ft² 11/F A 731 ft² 11/F B 800 ft² 11/F C 800 ft² 11/F D 731 ft² 11/F E 616 ft² 11/F G 568 ft² 11/F H 616 ft² 12/F A 731 ft² 12/F B 800 ft² 12/F D 731 ft² 12/F E 616 ft² 12/F F 568 ft² 12/F G 568 ft² 12/F H 616 ft² 13/F A 731 ft² 13/F B 800 ft² 13/F D 731 ft² 13/F E 616 ft² 13/F F 568 ft² 13/F G 568 ft² 13/F H 616 ft² 14/F B 800 ft² 14/F C 800 ft² 14/F D 731 ft² 14/F E 616 ft² 14/F F 568 ft² 14/F G 568 ft² 14/F H 616 ft² 15/F A 731 ft² 15/F B 800 ft² 15/F D 731 ft² 15/F E 616 ft² 15/F F 568 ft² 15/F G 568 ft² 15/F H 616 ft² 16/F A 731 ft² 16/F D 731 ft² 16/F E 616 ft² 16/F G 568 ft² 17/F A 731 ft² 17/F B 800 ft² 17/F C 800 ft² 17/F E 616 ft² 17/F F 568 ft² 17/F G 568 ft² 18/F A 731 ft² 18/F B 800 ft² 18/F C 800 ft² 18/F D 731 ft² 18/F E 616 ft² 18/F F 568 ft² 18/F G 568 ft² 19/F A 731 ft² 19/F B 800 ft² 19/F D 731 ft² 19/F E 616 ft² 19/F F 568 ft² 19/F G 568 ft² 19/F H 616 ft² 20/F A 731 ft² 20/F B 800 ft² 20/F D 731 ft² 20/F E 616 ft² 20/F F 568 ft² 20/F G 568 ft² 20/F H 616 ft² 21/F B 800 ft² 21/F C 800 ft² 21/F E 616 ft² 21/F F 568 ft² 21/F G 568 ft² 21/F H 616 ft² 22/F A 731 ft² 22/F B 800 ft² 22/F C 800 ft² 22/F E 616 ft² 22/F F 568 ft² 22/F G 568 ft² 22/F H 616 ft² 23/F A 731 ft² 23/F B 800 ft² 23/F D 731 ft² 23/F E 616 ft² 23/F F 568 ft² 23/F G 568 ft² 24/F A 731 ft² 24/F C 800 ft² 24/F D 731 ft² 24/F E 616 ft² 24/F G 568 ft² 24/F H 616 ft² 25/F A 731 ft² 25/F C 800 ft² 25/F E 616 ft² 25/F F 568 ft² 25/F G 568 ft² 25/F H 616 ft² 26/F B 800 ft² 26/F C 800 ft² 26/F D 731 ft² 26/F E 616 ft² 26/F F 568 ft² 26/F G 568 ft² 26/F H 616 ft² 26/F A 731 ft² 27/F B 800 ft² 27/F C 800 ft² 27/F D 731 ft² 27/F E 616 ft² 27/F F 568 ft² 27/F H 616 ft² 28/F A 731 ft² 28/F B 800 ft² 28/F F 568 ft² 28/F G 568 ft² 28/F H 616 ft² 29/F A 731 ft² 29/F B 800 ft² 29/F C 800 ft² 29/F E 616 ft² 29/F F 568 ft² 29/F G 568 ft² 29/F H 616 ft² 30/F A 731 ft² 30/F B 800 ft² 30/F D 731 ft² 30/F E 616 ft² 30/F F 568 ft² 30/F G 568 ft² 30/F H 616 ft² 31/F A 731 ft² 31/F B 800 ft² 31/F C 800 ft² 31/F D 731 ft² 31/F E 616 ft² 31/F F 568 ft² 31/F G 568 ft² 31/F H 616 ft² 32/F A 731 ft² 32/F C 800 ft² 32/F D 731 ft² 32/F E 616 ft² 32/F F 568 ft² 32/F G 568 ft² 32/F H 616 ft² 33/F A 731 ft² 33/F C 800 ft² 33/F D 731 ft² 33/F F 568 ft² 33/F G 568 ft² 33/F H 616 ft² 34/F B 800 ft² 34/F C 800 ft² 34/F E 616 ft² 34/F F 568 ft² 34/F G 568 ft² 34/F H 616 ft² 34/F A 731 ft² 35/F B 800 ft² 35/F C 800 ft² 35/F D 731 ft² 35/F F 568 ft² 35/F E 616 ft² 36/F A 731 ft² 36/F C 800 ft² 36/F D 731 ft² 36/F E 616 ft² 36/F F 568 ft² 36/F G 568 ft² 36/F H 616 ft² 37/F A 731 ft² 37/F B 800 ft² 37/F D 731 ft² 37/F E 616 ft² 37/F F 568 ft² 37/F H 616 ft² 38/F A 731 ft² 38/F B 800 ft² 38/F C 800 ft² 38/F D 731 ft² 38/F E 616 ft² 38/F F 568 ft² 38/F H 616 ft² 39/F A 731 ft² 39/F B 800 ft² 39/F C 800 ft² 39/F D 731 ft² 39/F E 616 ft² 39/F F 568 ft² 39/F G 568 ft² 39/F H 616 ft² 40/F B 800 ft² 40/F C 800 ft² 40/F E 616 ft² 40/F F 568 ft² 40/F G 568 ft² 40/F H 616 ft² 41/F A 731 ft² 41/F B 800 ft² 41/F D 731 ft² 41/F E 616 ft² 41/F F 568 ft² 41/F G 568 ft² 41/F H 616 ft² 42/F A 731 ft² 42/F C 800 ft² 42/F D 731 ft² 42/F E 616 ft² 42/F F 568 ft² 42/F H 616 ft² 43/F A 731 ft² 43/F D 731 ft² 43/F E 616 ft² 43/F F 568 ft² 43/F G 568 ft² 43/F H 616 ft² 44/F A 953 ft² 44/F C 1,024 ft² 44/F D 953 ft² 44/F E 823 ft² 44/F G 765 ft² 44/F H 823 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$9.56M

≈ HK$16,827 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$956K, with repayments around HK$41,690/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$39,230

−HK$2,460/mo

▼ 0.25% · 3.875%

HK$40,450

−HK$1,240/mo

Today · 4.125%

HK$41,690

baseline

▲ 0.50% · 4.625%

HK$44,227

+HK$2,537/mo

Deposit HK$956K · loan HK$8.60M · min. income ≈ HK$83,380/mo (50% DSR)

Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$325,789 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tin Hau Station

≈ 7 min walk · 517 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Tin Hau Station Station.

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 61 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 81 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: F
Saleable Area: 568 Saleable ft²
Gross Area: 696 ft²
Efficiency: 82%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2012-10-19	HK$7.30M	+78.0%	HK$12,852	HK$10,488
1995-12-11	HK$4.10M	—	HK$7,218	HK$5,891

Other appraised units in this building

Data sourced from Renavon.com