Home Wan Chai District Illumination Terrace Block 1

38/F H

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Floor

1/F A 731 ft² 1/F B 800 ft² 1/F C 800 ft² 1/F D 731 ft² 1/F E 616 ft² 1/F G 568 ft² 1/F H 616 ft² 2/F E 616 ft² 2/F A 731 ft² 2/F B 800 ft² 2/F D 731 ft² 2/F F 568 ft² 2/F G 568 ft² 3/F C 800 ft² 3/F D 731 ft² 3/F E 616 ft² 3/F F 568 ft² 3/F H 616 ft² 4/F B 800 ft² 4/F D 731 ft² 4/F F 568 ft² 4/F G 568 ft² 5/F C 800 ft² 5/F A 731 ft² 5/F B 800 ft² 5/F D 731 ft² 5/F E 616 ft² 5/F F 568 ft² 5/F G 568 ft² 5/F H 616 ft² 6/F A 731 ft² 6/F B 800 ft² 6/F C 800 ft² 6/F D 731 ft² 6/F E 616 ft² 6/F G 568 ft² 6/F H 616 ft² 7/F A 731 ft² 7/F B 800 ft² 7/F D 731 ft² 7/F E 616 ft² 7/F G 568 ft² 8/F D 731 ft² 8/F A 731 ft² 8/F B 800 ft² 8/F C 800 ft² 8/F F 568 ft² 8/F G 568 ft² 8/F H 616 ft² 9/F A 731 ft² 9/F B 800 ft² 9/F C 800 ft² 9/F F 568 ft² 9/F G 568 ft² 9/F H 616 ft² 10/F A 731 ft² 10/F C 800 ft² 10/F D 731 ft² 10/F E 616 ft² 10/F G 568 ft² 10/F H 616 ft² 11/F A 731 ft² 11/F B 800 ft² 11/F C 800 ft² 11/F D 731 ft² 11/F E 616 ft² 11/F G 568 ft² 11/F H 616 ft² 12/F A 731 ft² 12/F B 800 ft² 12/F D 731 ft² 12/F E 616 ft² 12/F F 568 ft² 12/F G 568 ft² 12/F H 616 ft² 13/F F 568 ft² 13/F A 731 ft² 13/F B 800 ft² 13/F D 731 ft² 13/F E 616 ft² 13/F G 568 ft² 13/F H 616 ft² 14/F B 800 ft² 14/F C 800 ft² 14/F D 731 ft² 14/F E 616 ft² 14/F F 568 ft² 14/F G 568 ft² 14/F H 616 ft² 15/F A 731 ft² 15/F B 800 ft² 15/F D 731 ft² 15/F E 616 ft² 15/F F 568 ft² 15/F G 568 ft² 15/F H 616 ft² 16/F A 731 ft² 16/F D 731 ft² 16/F E 616 ft² 16/F G 568 ft² 17/F F 568 ft² 17/F A 731 ft² 17/F B 800 ft² 17/F C 800 ft² 17/F E 616 ft² 17/F G 568 ft² 18/F E 616 ft² 18/F A 731 ft² 18/F B 800 ft² 18/F C 800 ft² 18/F D 731 ft² 18/F F 568 ft² 18/F G 568 ft² 19/F A 731 ft² 19/F B 800 ft² 19/F D 731 ft² 19/F E 616 ft² 19/F F 568 ft² 19/F G 568 ft² 19/F H 616 ft² 20/F D 731 ft² 20/F A 731 ft² 20/F B 800 ft² 20/F E 616 ft² 20/F F 568 ft² 20/F G 568 ft² 20/F H 616 ft² 21/F B 800 ft² 21/F C 800 ft² 21/F E 616 ft² 21/F F 568 ft² 21/F G 568 ft² 21/F H 616 ft² 22/F A 731 ft² 22/F B 800 ft² 22/F C 800 ft² 22/F E 616 ft² 22/F F 568 ft² 22/F G 568 ft² 22/F H 616 ft² 23/F A 731 ft² 23/F B 800 ft² 23/F D 731 ft² 23/F E 616 ft² 23/F F 568 ft² 23/F G 568 ft² 23/F H 616 ft² 24/F A 731 ft² 24/F C 800 ft² 24/F D 731 ft² 24/F E 616 ft² 24/F G 568 ft² 24/F H 616 ft² 25/F A 731 ft² 25/F C 800 ft² 25/F E 616 ft² 25/F F 568 ft² 25/F G 568 ft² 25/F H 616 ft² 26/F A 731 ft² 26/F B 800 ft² 26/F C 800 ft² 26/F D 731 ft² 26/F E 616 ft² 26/F F 568 ft² 26/F G 568 ft² 26/F H 616 ft² 27/F D 731 ft² 27/F B 800 ft² 27/F C 800 ft² 27/F E 616 ft² 27/F F 568 ft² 27/F H 616 ft² 28/F A 731 ft² 28/F B 800 ft² 28/F F 568 ft² 28/F G 568 ft² 28/F H 616 ft² 29/F A 731 ft² 29/F B 800 ft² 29/F C 800 ft² 29/F E 616 ft² 29/F F 568 ft² 29/F G 568 ft² 29/F H 616 ft² 30/F A 731 ft² 30/F B 800 ft² 30/F D 731 ft² 30/F E 616 ft² 30/F F 568 ft² 30/F G 568 ft² 30/F H 616 ft² 31/F A 731 ft² 31/F B 800 ft² 31/F C 800 ft² 31/F D 731 ft² 31/F E 616 ft² 31/F F 568 ft² 31/F G 568 ft² 31/F H 616 ft² 32/F C 800 ft² 32/F A 731 ft² 32/F D 731 ft² 32/F E 616 ft² 32/F F 568 ft² 32/F G 568 ft² 32/F H 616 ft² 33/F A 731 ft² 33/F C 800 ft² 33/F D 731 ft² 33/F F 568 ft² 33/F G 568 ft² 33/F H 616 ft² 34/F A 731 ft² 34/F B 800 ft² 34/F C 800 ft² 34/F E 616 ft² 34/F F 568 ft² 34/F G 568 ft² 34/F H 616 ft² 35/F B 800 ft² 35/F C 800 ft² 35/F D 731 ft² 35/F E 616 ft² 35/F F 568 ft² 36/F A 731 ft² 36/F C 800 ft² 36/F D 731 ft² 36/F E 616 ft² 36/F F 568 ft² 36/F G 568 ft² 36/F H 616 ft² 37/F A 731 ft² 37/F B 800 ft² 37/F D 731 ft² 37/F E 616 ft² 37/F F 568 ft² 37/F H 616 ft² 38/F A 731 ft² 38/F B 800 ft² 38/F C 800 ft² 38/F D 731 ft² 38/F E 616 ft² 38/F F 568 ft² 38/F H 616 ft² 39/F A 731 ft² 39/F B 800 ft² 39/F C 800 ft² 39/F D 731 ft² 39/F E 616 ft² 39/F F 568 ft² 39/F G 568 ft² 39/F H 616 ft² 40/F A 731 ft² 40/F B 800 ft² 40/F C 800 ft² 40/F E 616 ft² 40/F F 568 ft² 40/F G 568 ft² 40/F H 616 ft² 41/F E 616 ft² 41/F A 731 ft² 41/F B 800 ft² 41/F D 731 ft² 41/F F 568 ft² 41/F G 568 ft² 41/F H 616 ft² 42/F A 731 ft² 42/F C 800 ft² 42/F D 731 ft² 42/F E 616 ft² 42/F F 568 ft² 42/F H 616 ft² 43/F A 731 ft² 43/F D 731 ft² 43/F E 616 ft² 43/F F 568 ft² 43/F G 568 ft² 43/F H 616 ft² 44/F A 953 ft² 44/F C 1,024 ft² 44/F D 953 ft² 44/F E 823 ft² 44/F G 765 ft² 44/F H 823 ft²

Crescira AVM · estimated value ● Medium confidence

HK$10.97M

≈ HK$17,812 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.29M, with repayments around HK$37,224/mo for the first 5 years.

Open full planner →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$35,027

−HK$2,197/mo

▼ 0.25% · 3.875%

HK$36,117

−HK$1,107/mo

Today · 4.125%

HK$37,224

baseline

▲ 0.50% · 4.625%

HK$39,489

+HK$2,265/mo

Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,448/mo (50% DSR)

Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,461 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 38/F
Flat: H
Saleable Area: 616 ft²
Gross Area: 769 ft²
Efficiency: 80%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2008-02-15	HK$6.33M	+32.4% 12.5y	HK$10,276	HK$8,232
1995-08-19	HK$4.78M	—	HK$7,760	HK$6,216

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Tin Hau

≈ 7 min walk · 546 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (5 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 45 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 71 parks, libraries and sports venues nearby.

Location

Other appraised units in this building