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At today's rate and a 90% mortgage, the deposit on this unit is about HK$445K, with repayments around HK$19,389/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$445K · loan HK$4.00M · min. income ≈ HK$38,778/mo (50% DSR)
Upfront cash ≈ HK$511K (deposit + AVD stamp duty HK$66,677 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- A
- Saleable Area
- 254 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 61%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-30 | HK$4.40M | −26.7% 6.9y · −4.0%/yr |
| 2018-08-09 | HK$6.00M | +68.1% 6.3y · 11.0%/yr |
| 2012-04-03 | HK$3.57M | +116.4% |
| 2007-05-08 | HK$1.65M | −28.3% |
| 1997-03-14 | HK$2.30M | — |