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At today's rate and a 90% mortgage, the deposit on this unit is about HK$404K, with repayments around HK$17,633/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$404K · loan HK$3.64M · min. income ≈ HK$35,266/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$8,626 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 254 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 61%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-24 | HK$4.00M | +52.7% 15.6y · 3.0%/yr |
| 2010-09-30 | HK$2.62M | +13.9% |
| 2008-04-28 | HK$2.30M | +123.3% |
| 2005-05-27 | HK$1.03M | +21.2% |
| 2002-11-25 | HK$850K | −54.5% |
| 1997-05-31 | HK$1.87M | +11.3% |
| 1997-02-20 | HK$1.68M | +13.5% |
| 1996-07-04 | HK$1.48M | — |