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At today's rate and a 90% mortgage, the deposit on this unit is about HK$473K, with repayments around HK$20,643/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$473K · loan HK$4.26M · min. income ≈ HK$41,286/mo (50% DSR)
Upfront cash ≈ HK$564K (deposit + AVD stamp duty HK$90,766 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Causeway Bay Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 78 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- A
- Saleable Area
- 271 Saleable ft²
- Gross Area
- 416 ft²
- Efficiency
- 65%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-17 | HK$6.96M | +35.1% 4.2y · 8.0%/yr |
| 2017-04-20 | HK$5.15M | +35.5% 6.1y · 6.0%/yr |
| 2011-03-15 | HK$3.80M | +86.3% |
| 2007-12-10 | HK$2.04M | −7.3% |
| 1999-03-10 | HK$2.20M | — |