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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.28M, with repayments around HK$37,058/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.28M · loan HK$7.65M · min. income ≈ HK$74,116/mo (50% DSR)
Upfront cash ≈ HK$3.69M (deposit + AVD stamp duty HK$409,627 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tin Hau Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 54 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 75 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- B
- Saleable Area
- 559 Saleable ft²
- Gross Area
- 711 ft²
- Efficiency
- 79%
- District
- Wan Chai District · Hong Kong Island
- School net (POA)
- 12
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-02-18 | HK$8.75M | −28.3% 6.7y · −4.0%/yr |
| 2018-06-13 | HK$12.20M | +22.0% 3.3y · 7.0%/yr |
| 2015-02-24 | HK$10.00M | +73.0% |
| 2007-10-25 | HK$5.78M | +41.7% |
| 1998-10-09 | HK$4.08M | −53.6% |
| 1997-07-16 | HK$8.80M | +15.0% |
| 1997-04-09 | HK$7.65M | +29.2% |
| 1996-12-11 | HK$5.92M | +7.6% |
| 1996-08-31 | HK$5.50M | — |