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Crescira AVM · estimated value Medium confidence
HK$10.18M
≈ HK$18,211 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.05M, with repayments around HK$34,537/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,499
−HK$2,038/mo
▼ 0.25% · 3.875%
HK$33,510
−HK$1,027/mo
Today · 4.125%
HK$34,537
baseline
▲ 0.50% · 4.625%
HK$36,638
+HK$2,101/mo

Deposit HK$3.05M · loan HK$7.13M · min. income ≈ HK$69,074/mo (50% DSR)

Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$381,756 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
B
Saleable Area
559 ft²
Gross Area
711 ft²
Efficiency
79%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2025-02-18 HK$8.75M −28.3%
6.7y
2018-06-13 HK$12.20M +22.0%
3.3y
2015-02-24 HK$10.00M +73.0%
2007-10-25 HK$5.78M +41.7%
1998-10-09 HK$4.08M −53.6%
1997-07-16 HK$8.80M +15.0%
1997-04-09 HK$7.65M +29.2%
1996-12-11 HK$5.92M +7.6%
1996-08-31 HK$5.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 7 min walk · 500 m
Education
41
schools within 1 km (18 within 500 m)
Daily convenience
54
within 1 km (6 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
75
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com