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Crescira AVM · estimated value Medium confidence
HK$14.64M
≈ HK$16,789 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.39M, with repayments around HK$49,666/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,735
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,189
−HK$1,477/mo
Today · 4.125%
HK$49,666
baseline
▲ 0.50% · 4.625%
HK$52,688
+HK$3,022/mo

Deposit HK$4.39M · loan HK$10.25M · min. income ≈ HK$99,332/mo (50% DSR)

Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,988 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
872 ft²
Gross Area
1,085 ft²
Efficiency
80%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2019-07-04 HK$15.18M +145.6%
10.1y · 14.0%/yr
2009-05-21 HK$6.18M +133.2%
2003-10-07 HK$2.65M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 7 min walk · 500 m
Education
41
schools within 1 km (18 within 500 m)
Daily convenience
54
within 1 km (6 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
75
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com