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Crescira AVM · estimated value Medium confidence
HK$10.06M
≈ HK$17,498 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.02M, with repayments around HK$34,134/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,120
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,119
−HK$1,015/mo
Today · 4.125%
HK$34,134
baseline
▲ 0.50% · 4.625%
HK$36,211
+HK$2,077/mo

Deposit HK$3.02M · loan HK$7.04M · min. income ≈ HK$68,268/mo (50% DSR)

Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$376,147 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
C
Saleable Area
575 ft²
Gross Area
738 ft²
Efficiency
78%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2024-05-20 HK$9.15M −8.5%
4.0y
2020-08-31 HK$10.00M +0.0%
5.0y · 0.0%/yr
2015-04-21 HK$10.00M +24.2%
2011-06-24 HK$8.05M +82.1%
2006-08-03 HK$4.42M +11.1%
2004-09-17 HK$3.98M −7.4%
1996-05-27 HK$4.30M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Tin Hau
≈ 7 min walk · 500 m
Education
41
schools within 1 km (18 within 500 m)
Daily convenience
54
within 1 km (6 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
75
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Tin Hau Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 54 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 75 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com