20/F C

Central and Western District · Hong Kong Island

Switch unit

Floor

8/F R30號 12/F B 1,221 ft² 12/F C 1,267 ft² 15/F A 1,524 ft² 15/F B 1,236 ft² 15/F C 1,282 ft² 16/F A 1,524 ft² 16/F B 1,236 ft² 16/F C 1,282 ft² 17/F A 1,524 ft² 17/F B 1,236 ft² 17/F C 1,282 ft² 18/F A 1,524 ft² 18/F B 1,236 ft² 18/F C 1,282 ft² 19/F A 1,524 ft² 19/F B 1,236 ft² 19/F C 1,282 ft² 20/F A 1,524 ft² 20/F B 1,236 ft² 20/F C 1,282 ft² 21/F A 1,524 ft² 21/F B 1,236 ft² 21/F C 1,282 ft² 22/F A 1,524 ft² 22/F B 1,236 ft² 22/F C 1,282 ft² 23/F A 1,524 ft² 23/F B 1,236 ft² 23/F C 1,282 ft² 25/F A 1,520 ft² 25/F B 1,236 ft² 25/F C 1,282 ft² 26/F A 1,520 ft² 26/F B 1,236 ft² 26/F C 1,282 ft² 27/F A 1,520 ft² 27/F B 1,236 ft² 27/F C 1,282 ft² 28/F A 1,520 ft² 28/F B 1,236 ft² 28/F C 1,282 ft² 29/F A 1,520 ft² 29/F B 1,236 ft² 29/F C 1,282 ft² 30/F A 1,520 ft² 30/F B 1,236 ft² 30/F C 1,282 ft² 31/F A 1,520 ft² 31/F B 1,236 ft² 31/F C 1,282 ft² 32/F A 1,520 ft² 32/F B 1,236 ft² 32/F C 1,282 ft² 33/F A 1,520 ft² 33/F B 1,236 ft² 33/F C 1,282 ft² 35/F A 1,520 ft² 35/F B 1,236 ft² 35/F C 1,282 ft² 36/F A 1,520 ft² 36/F B 1,236 ft² 36/F C 1,282 ft² 37/F A 1,520 ft² 37/F B 1,236 ft² 37/F C 1,282 ft² 38/F A 1,520 ft² 38/F B 1,236 ft² 38/F C 1,282 ft² 39/F A 1,520 ft² 39/F B 1,236 ft² 39/F C 1,282 ft² 40/F A 1,520 ft² 40/F B 1,236 ft² 40/F C 1,282 ft² 41/F A 1,520 ft² 41/F B 1,236 ft² 41/F C 1,282 ft² 42/F A 1,520 ft² 42/F B 1,236 ft² 42/F C 1,282 ft² 43/F A 1,520 ft² 43/F B 1,236 ft² 43/F C 1,282 ft² 45/F A 1,520 ft² 45/F B 1,236 ft² 45/F C 1,282 ft² 46/F A 1,516 ft² 46/F B 1,236 ft² 46/F C 1,282 ft² 47/F A 1,516 ft² 47/F B 1,236 ft² 47/F C 1,282 ft² 48/F A 1,516 ft² 48/F B 1,236 ft² 48/F C 1,282 ft² 49/F A 3,190 ft² 49/F B 2,540 ft² 49/F C 3,032 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$42.09M

≈ HK$32,830 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.63M, with repayments around HK$142,785/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$134,359

−HK$8,426/mo

▼ 0.25% · 3.875%

HK$138,538

−HK$4,247/mo

Today · 4.125%

HK$142,785

baseline

▲ 0.50% · 4.625%

HK$151,473

+HK$8,688/mo

Deposit HK$12.63M · loan HK$29.46M · min. income ≈ HK$285,570/mo (50% DSR)

Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,788,729 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Central Station

≈ 14 min walk · 1,114 m

Education

schools within 1 km (1 within 500 m)

Daily convenience

within 1 km (5 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 29 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: C
Saleable Area: 1,282 Saleable ft²
Gross Area: 1,730 ft²
Efficiency: 74%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2013-02-08	HK$33.00M	+53.5%	HK$25,741	HK$19,075
2007-11-30	HK$21.50M	+28.0%	HK$16,771	HK$12,428
2007-03-31	HK$16.80M	+10.5%	HK$13,104	HK$9,711
2006-08-18	HK$15.20M	+15.3%	HK$11,856	HK$8,786
2004-03-01	HK$13.18M	+16.8%	HK$10,281	HK$7,618
1999-03-10	HK$11.28M	—	HK$8,799	HK$6,520