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Crescira AVM · estimated value Medium confidence
HK$12.96M
≈ HK$18,890 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.89M, with repayments around HK$43,961/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,367
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,654
−HK$1,307/mo
Today · 4.125%
HK$43,961
baseline
▲ 0.50% · 4.625%
HK$46,636
+HK$2,675/mo

Deposit HK$3.89M · loan HK$9.07M · min. income ≈ HK$87,922/mo (50% DSR)

Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$485,933 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
A
Saleable Area
686 ft²
Gross Area
835 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2025-09-15 HK$11.70M −23.3%
5.4y
2020-05-05 HK$15.25M +60.5%
8.1y
2012-03-14 HK$9.50M +39.7%
2009-08-06 HK$6.80M +10.0%
2007-09-28 HK$6.18M −23.7%
1997-06-27 HK$8.10M +13.3%
1997-01-18 HK$7.15M +38.8%
1995-12-07 HK$5.15M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 9 min walk · 655 m
Education
47
schools within 1 km (22 within 500 m)
Daily convenience
59
within 1 km (11 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com