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Crescira AVM · estimated value ● Medium confidence
HK$10.21M
≈ HK$19,479 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.06M, with repayments around HK$34,628/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$32,584
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,598
−HK$1,030/mo
Today · 4.125%
HK$34,628
baseline
▲ 0.50% · 4.625%
HK$36,735
+HK$2,107/mo

Deposit HK$3.06M · loan HK$7.14M · min. income ≈ HK$69,256/mo (50% DSR)

Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$382,762 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
C
Saleable Area
524 ft²
Gross Area
639 ft²
Efficiency
82%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2024-08-29 HK$10.40M +7.2%
7.9y
2016-11-07 HK$9.70M +6.6%
3.3y
2013-07-10 HK$9.10M +152.8%
8.7y
2004-11-10 HK$3.60M −6.2%
6.2y
1998-08-13 HK$3.84M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 9 min walk · 655 m
Education
48
schools within 1 km (22 within 500 m)
Daily convenience
59
within 1 km (11 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building