▼ 0.50% · 3.625%
HK$22,037
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,723
−HK$696/mo
Today · 4.125%
HK$23,419
baseline
▲ 0.50% · 4.625%
HK$24,844
+HK$1,425/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$46,838/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,516
−HK$1,325/mo
▼ 0.25% · 3.875%
HK$25,174
−HK$667/mo
Today · 4.125%
HK$25,841
baseline
▲ 0.50% · 4.625%
HK$27,203
+HK$1,362/mo
Deposit HK$4.83M · loan HK$4.83M · min. income ≈ HK$51,682/mo (50% DSR)
Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,241
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,995
−HK$766/mo
Today · 4.125%
HK$25,761
baseline
▲ 0.50% · 4.625%
HK$27,329
+HK$1,568/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$51,522/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,968
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,691
−HK$734/mo
Today · 4.125%
HK$28,425
baseline
▲ 0.50% · 4.625%
HK$29,923
+HK$1,498/mo
Deposit HK$4.35M · loan HK$5.32M · min. income ≈ HK$56,850/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,445
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,267
−HK$836/mo
Today · 4.125%
HK$28,103
baseline
▲ 0.50% · 4.625%
HK$29,813
+HK$1,710/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$56,206/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,420
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,209
−HK$800/mo
Today · 4.125%
HK$31,009
baseline
▲ 0.50% · 4.625%
HK$32,644
+HK$1,635/mo
Deposit HK$3.87M · loan HK$5.80M · min. income ≈ HK$62,018/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,649
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,540
−HK$905/mo
Today · 4.125%
HK$30,445
baseline
▲ 0.50% · 4.625%
HK$32,298
+HK$1,853/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$60,890/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,871
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$32,726
−HK$867/mo
Today · 4.125%
HK$33,593
baseline
▲ 0.50% · 4.625%
HK$35,364
+HK$1,771/mo
Deposit HK$3.38M · loan HK$6.28M · min. income ≈ HK$67,186/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,852
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,812
−HK$975/mo
Today · 4.125%
HK$32,787
baseline
▲ 0.50% · 4.625%
HK$34,782
+HK$1,995/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$65,574/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,323
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,243
−HK$934/mo
Today · 4.125%
HK$36,177
baseline
▲ 0.50% · 4.625%
HK$38,084
+HK$1,907/mo
Deposit HK$2.90M · loan HK$6.77M · min. income ≈ HK$72,354/mo (50% DSR)
Upfront cash ≈ HK$3.24M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,056
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,084
−HK$1,045/mo
Today · 4.125%
HK$35,129
baseline
▲ 0.50% · 4.625%
HK$37,266
+HK$2,137/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$70,258/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,774
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,761
−HK$1,000/mo
Today · 4.125%
HK$38,761
baseline
▲ 0.50% · 4.625%
HK$40,804
+HK$2,043/mo
Deposit HK$2.42M · loan HK$7.25M · min. income ≈ HK$77,522/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,260
−HK$2,211/mo
▼ 0.25% · 3.875%
HK$36,357
−HK$1,114/mo
Today · 4.125%
HK$37,471
baseline
▲ 0.50% · 4.625%
HK$39,751
+HK$2,280/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$74,942/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,226
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$40,278
−HK$1,067/mo
Today · 4.125%
HK$41,345
baseline
▲ 0.50% · 4.625%
HK$43,525
+HK$2,180/mo
Deposit HK$1.93M · loan HK$7.73M · min. income ≈ HK$82,690/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,463
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$38,629
−HK$1,184/mo
Today · 4.125%
HK$39,813
baseline
▲ 0.50% · 4.625%
HK$42,235
+HK$2,422/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$79,626/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,678
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$42,796
−HK$1,133/mo
Today · 4.125%
HK$43,929
baseline
▲ 0.50% · 4.625%
HK$46,245
+HK$2,316/mo
Deposit HK$1.45M · loan HK$8.21M · min. income ≈ HK$87,858/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,667
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$40,901
−HK$1,254/mo
Today · 4.125%
HK$42,155
baseline
▲ 0.50% · 4.625%
HK$44,720
+HK$2,565/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$84,310/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,129
−HK$2,385/mo
▼ 0.25% · 3.875%
HK$45,313
−HK$1,201/mo
Today · 4.125%
HK$46,514
baseline
▲ 0.50% · 4.625%
HK$48,965
+HK$2,451/mo
Deposit HK$966K · loan HK$8.70M · min. income ≈ HK$93,028/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$336,442 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).