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Crescira AVM · estimated value Medium confidence
HK$12.05M
≈ HK$18,041 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.62M, with repayments around HK$40,885/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,473
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$39,670
−HK$1,215/mo
Today · 4.125%
HK$40,885
baseline
▲ 0.50% · 4.625%
HK$43,373
+HK$2,488/mo

Deposit HK$3.62M · loan HK$8.44M · min. income ≈ HK$81,770/mo (50% DSR)

Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$451,934 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
A
Saleable Area
668 ft²
Gross Area
835 ft²
Efficiency
80%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2005-01-08 HK$4.73M +21.3%
2004-06-03 HK$3.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sai Ying Pun
≈ 9 min walk · 655 m
Education
47
schools within 1 km (22 within 500 m)
Daily convenience
59
within 1 km (11 within 500 m)
Health
20
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Family-friendly — 47 schools within a 1 km walk.

Everyday convenience — 59 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com