▼ 0.50% · 3.625%
HK$20,841
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$21,489
−HK$659/mo
Today · 4.125%
HK$22,148
baseline
▲ 0.50% · 4.625%
HK$23,495
+HK$1,347/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$44,296/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,185
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$23,807
−HK$631/mo
Today · 4.125%
HK$24,438
baseline
▲ 0.50% · 4.625%
HK$25,726
+HK$1,288/mo
Deposit HK$4.57M · loan HK$4.57M · min. income ≈ HK$48,876/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,925
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$23,638
−HK$724/mo
Today · 4.125%
HK$24,362
baseline
▲ 0.50% · 4.625%
HK$25,845
+HK$1,483/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$48,724/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,504
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$26,187
−HK$694/mo
Today · 4.125%
HK$26,881
baseline
▲ 0.50% · 4.625%
HK$28,298
+HK$1,417/mo
Deposit HK$4.11M · loan HK$5.03M · min. income ≈ HK$53,762/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,009
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$25,787
−HK$790/mo
Today · 4.125%
HK$26,577
baseline
▲ 0.50% · 4.625%
HK$28,194
+HK$1,617/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$53,154/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,822
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$28,568
−HK$757/mo
Today · 4.125%
HK$29,325
baseline
▲ 0.50% · 4.625%
HK$30,871
+HK$1,546/mo
Deposit HK$3.66M · loan HK$5.48M · min. income ≈ HK$58,650/mo (50% DSR)
Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,093
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,936
−HK$856/mo
Today · 4.125%
HK$28,792
baseline
▲ 0.50% · 4.625%
HK$30,544
+HK$1,752/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$57,584/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,141
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$30,949
−HK$820/mo
Today · 4.125%
HK$31,769
baseline
▲ 0.50% · 4.625%
HK$33,443
+HK$1,674/mo
Deposit HK$3.20M · loan HK$5.94M · min. income ≈ HK$63,538/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,177
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$30,084
−HK$923/mo
Today · 4.125%
HK$31,007
baseline
▲ 0.50% · 4.625%
HK$32,893
+HK$1,886/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$62,014/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,459
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$33,330
−HK$883/mo
Today · 4.125%
HK$34,213
baseline
▲ 0.50% · 4.625%
HK$36,016
+HK$1,803/mo
Deposit HK$2.74M · loan HK$6.40M · min. income ≈ HK$68,426/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,261
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$32,233
−HK$988/mo
Today · 4.125%
HK$33,221
baseline
▲ 0.50% · 4.625%
HK$35,243
+HK$2,022/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$66,442/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,778
−HK$1,878/mo
▼ 0.25% · 3.875%
HK$35,710
−HK$946/mo
Today · 4.125%
HK$36,656
baseline
▲ 0.50% · 4.625%
HK$38,589
+HK$1,933/mo
Deposit HK$2.28M · loan HK$6.85M · min. income ≈ HK$73,312/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,345
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$34,382
−HK$1,054/mo
Today · 4.125%
HK$35,436
baseline
▲ 0.50% · 4.625%
HK$37,592
+HK$2,156/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$70,872/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,096
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,091
−HK$1,009/mo
Today · 4.125%
HK$39,100
baseline
▲ 0.50% · 4.625%
HK$41,161
+HK$2,061/mo
Deposit HK$1.83M · loan HK$7.31M · min. income ≈ HK$78,200/mo (50% DSR)
Upfront cash ≈ HK$2.11M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,429
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,531
−HK$1,120/mo
Today · 4.125%
HK$37,651
baseline
▲ 0.50% · 4.625%
HK$39,942
+HK$2,291/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$75,302/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,415
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,472
−HK$1,072/mo
Today · 4.125%
HK$41,544
baseline
▲ 0.50% · 4.625%
HK$43,734
+HK$2,190/mo
Deposit HK$1.37M · loan HK$7.77M · min. income ≈ HK$83,088/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,513
−HK$2,353/mo
▼ 0.25% · 3.875%
HK$38,680
−HK$1,186/mo
Today · 4.125%
HK$39,866
baseline
▲ 0.50% · 4.625%
HK$42,291
+HK$2,425/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$79,732/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,733
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$42,852
−HK$1,136/mo
Today · 4.125%
HK$43,988
baseline
▲ 0.50% · 4.625%
HK$46,306
+HK$2,318/mo
Deposit HK$914K · loan HK$8.23M · min. income ≈ HK$87,976/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$283,961 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).