▼ 0.50% · 3.625%
HK$22,639
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$23,343
−HK$716/mo
Today · 4.125%
HK$24,059
baseline
▲ 0.50% · 4.625%
HK$25,523
+HK$1,464/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,118/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,186
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$25,861
−HK$685/mo
Today · 4.125%
HK$26,546
baseline
▲ 0.50% · 4.625%
HK$27,946
+HK$1,400/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,092/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,903
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,677
−HK$787/mo
Today · 4.125%
HK$26,464
baseline
▲ 0.50% · 4.625%
HK$28,075
+HK$1,611/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,928/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,704
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,447
−HK$754/mo
Today · 4.125%
HK$29,201
baseline
▲ 0.50% · 4.625%
HK$30,740
+HK$1,539/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,402/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,167
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,012
−HK$858/mo
Today · 4.125%
HK$28,870
baseline
▲ 0.50% · 4.625%
HK$30,627
+HK$1,757/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,740/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,223
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$31,033
−HK$823/mo
Today · 4.125%
HK$31,856
baseline
▲ 0.50% · 4.625%
HK$33,535
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,712/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,431
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,346
−HK$930/mo
Today · 4.125%
HK$31,276
baseline
▲ 0.50% · 4.625%
HK$33,179
+HK$1,903/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,552/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,741
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,619
−HK$891/mo
Today · 4.125%
HK$34,510
baseline
▲ 0.50% · 4.625%
HK$36,329
+HK$1,819/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$69,020/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,695
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,680
−HK$1,002/mo
Today · 4.125%
HK$33,682
baseline
▲ 0.50% · 4.625%
HK$35,732
+HK$2,050/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,364/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,260
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,205
−HK$960/mo
Today · 4.125%
HK$37,165
baseline
▲ 0.50% · 4.625%
HK$39,124
+HK$1,959/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,330/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,958
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,015
−HK$1,073/mo
Today · 4.125%
HK$36,088
baseline
▲ 0.50% · 4.625%
HK$38,284
+HK$2,196/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,176/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,778
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,792
−HK$1,027/mo
Today · 4.125%
HK$39,819
baseline
▲ 0.50% · 4.625%
HK$41,918
+HK$2,099/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,638/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,222
−HK$2,272/mo
▼ 0.25% · 3.875%
HK$37,349
−HK$1,145/mo
Today · 4.125%
HK$38,494
baseline
▲ 0.50% · 4.625%
HK$40,836
+HK$2,342/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$76,988/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,297
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,378
−HK$1,096/mo
Today · 4.125%
HK$42,474
baseline
▲ 0.50% · 4.625%
HK$44,713
+HK$2,239/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$84,948/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,486
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$39,683
−HK$1,217/mo
Today · 4.125%
HK$40,900
baseline
▲ 0.50% · 4.625%
HK$43,388
+HK$2,488/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,800/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,816
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$43,964
−HK$1,165/mo
Today · 4.125%
HK$45,129
baseline
▲ 0.50% · 4.625%
HK$47,508
+HK$2,379/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,258/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,750
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$42,018
−HK$1,287/mo
Today · 4.125%
HK$43,305
baseline
▲ 0.50% · 4.625%
HK$45,941
+HK$2,636/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,610/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,334
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,550
−HK$1,233/mo
Today · 4.125%
HK$47,783
baseline
▲ 0.50% · 4.625%
HK$50,302
+HK$2,519/mo
Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$95,566/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,825 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).