▼ 0.50% · 3.625%
HK$20,347
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,980
−HK$643/mo
Today · 4.125%
HK$21,623
baseline
▲ 0.50% · 4.625%
HK$22,939
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,246/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,636
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$23,243
−HK$616/mo
Today · 4.125%
HK$23,859
baseline
▲ 0.50% · 4.625%
HK$25,116
+HK$1,257/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,718/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,382
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,078
−HK$707/mo
Today · 4.125%
HK$23,785
baseline
▲ 0.50% · 4.625%
HK$25,233
+HK$1,448/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,570/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,899
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,567
−HK$678/mo
Today · 4.125%
HK$26,245
baseline
▲ 0.50% · 4.625%
HK$27,628
+HK$1,383/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,490/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,416
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,176
−HK$772/mo
Today · 4.125%
HK$25,948
baseline
▲ 0.50% · 4.625%
HK$27,526
+HK$1,578/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$51,896/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,163
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,892
−HK$739/mo
Today · 4.125%
HK$28,631
baseline
▲ 0.50% · 4.625%
HK$30,140
+HK$1,509/mo
Deposit HK$3.57M · loan HK$5.35M · min. income ≈ HK$57,262/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,451
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$27,274
−HK$836/mo
Today · 4.125%
HK$28,110
baseline
▲ 0.50% · 4.625%
HK$29,820
+HK$1,710/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,220/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,427
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,216
−HK$800/mo
Today · 4.125%
HK$31,016
baseline
▲ 0.50% · 4.625%
HK$32,651
+HK$1,635/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,032/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,486
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,372
−HK$900/mo
Today · 4.125%
HK$30,272
baseline
▲ 0.50% · 4.625%
HK$32,114
+HK$1,842/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,544/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,690
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,540
−HK$862/mo
Today · 4.125%
HK$33,402
baseline
▲ 0.50% · 4.625%
HK$35,163
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,804/mo (50% DSR)
Upfront cash ≈ HK$2.94M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,521
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$31,470
−HK$964/mo
Today · 4.125%
HK$32,434
baseline
▲ 0.50% · 4.625%
HK$34,408
+HK$1,974/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$64,868/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,954
−HK$1,834/mo
▼ 0.25% · 3.875%
HK$34,864
−HK$924/mo
Today · 4.125%
HK$35,788
baseline
▲ 0.50% · 4.625%
HK$37,675
+HK$1,887/mo
Deposit HK$2.23M · loan HK$6.69M · min. income ≈ HK$71,576/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,555
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,568
−HK$1,029/mo
Today · 4.125%
HK$34,597
baseline
▲ 0.50% · 4.625%
HK$36,702
+HK$2,105/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$69,194/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,217
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,189
−HK$985/mo
Today · 4.125%
HK$38,174
baseline
▲ 0.50% · 4.625%
HK$40,186
+HK$2,012/mo
Deposit HK$1.78M · loan HK$7.14M · min. income ≈ HK$76,348/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,590
−HK$2,169/mo
▼ 0.25% · 3.875%
HK$35,666
−HK$1,093/mo
Today · 4.125%
HK$36,759
baseline
▲ 0.50% · 4.625%
HK$38,996
+HK$2,237/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$73,518/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,481
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$39,513
−HK$1,047/mo
Today · 4.125%
HK$40,560
baseline
▲ 0.50% · 4.625%
HK$42,698
+HK$2,138/mo
Deposit HK$1.34M · loan HK$7.58M · min. income ≈ HK$81,120/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,625
−HK$2,296/mo
▼ 0.25% · 3.875%
HK$37,764
−HK$1,157/mo
Today · 4.125%
HK$38,921
baseline
▲ 0.50% · 4.625%
HK$41,290
+HK$2,369/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$77,842/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,745
−HK$2,201/mo
▼ 0.25% · 3.875%
HK$41,837
−HK$1,109/mo
Today · 4.125%
HK$42,946
baseline
▲ 0.50% · 4.625%
HK$45,210
+HK$2,264/mo
Deposit HK$892K · loan HK$8.03M · min. income ≈ HK$85,892/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,694 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).