16/F C

Central and Western District · Hong Kong Island

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Floor

2/F A 575 ft² 3/F A 589 ft² 5/F B 414 ft² 7/F A 589 ft² 7/F B 414 ft² 7/F C 264 ft² 8/F A 589 ft² 8/F B 414 ft² 8/F C 264 ft² 9/F A 589 ft² 9/F B 414 ft² 9/F C 264 ft² 10/F A 589 ft² 10/F B 414 ft² 10/F C 264 ft² 11/F A 589 ft² 11/F B 414 ft² 11/F C 264 ft² 12/F A 589 ft² 12/F B 414 ft² 12/F C 264 ft² 13/F A 589 ft² 13/F B 414 ft² 13/F C 264 ft² 15/F A 589 ft² 15/F B 414 ft² 15/F C 264 ft² 16/F A 589 ft² 16/F B 414 ft² 16/F C 264 ft² 17/F A 589 ft² 17/F B 414 ft² 17/F C 264 ft² 18/F A 589 ft² 18/F B 414 ft² 18/F C 264 ft² 19/F A 589 ft² 19/F B 414 ft² 19/F C 264 ft² 20/F A 589 ft² 20/F B 414 ft² 20/F C 264 ft² 21/F A 589 ft² 21/F B 414 ft² 21/F C 264 ft² 22/F A 589 ft² 22/F B 414 ft² 22/F C 264 ft² 23/F A 589 ft² 23/F B 414 ft² 23/F C 264 ft² 25/F A 589 ft² 25/F B 414 ft² 25/F C 264 ft² 26/F A 589 ft² 26/F B 414 ft² 26/F C 264 ft² 27/F A 589 ft² 27/F B 414 ft² 27/F C 264 ft² 28/F A 589 ft² 28/F B 414 ft² 28/F C 264 ft² 29/F A 589 ft² 29/F B 414 ft² 29/F C 264 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$5.82M

≈ HK$22,044 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$582K, with repayments around HK$25,384/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$23,886

−HK$1,498/mo

▼ 0.25% · 3.875%

HK$24,629

−HK$755/mo

Today · 4.125%

HK$25,384

baseline

▲ 0.50% · 4.625%

HK$26,929

+HK$1,545/mo

Deposit HK$582K · loan HK$5.24M · min. income ≈ HK$50,768/mo (50% DSR)

Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$130,942 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 3 min walk · 162 m

Education

schools within 1 km (23 within 500 m)

Daily convenience

within 1 km (15 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 43 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 16/F
Flat: C
Saleable Area: 264 Saleable ft²
Gross Area: 390 ft²
Efficiency: 68%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2026-05-05	HK$4.73M	+1.7% 9.7y · 0.0%/yr	HK$17,917	HK$12,128
2016-09-06	HK$4.65M	+15.7% 4.0y · 4.0%/yr	HK$17,614	HK$11,923
2012-09-13	HK$4.02M	+30.9%	HK$15,227	HK$10,308
2010-09-16	HK$3.07M	+15.8%	HK$11,629	HK$7,872
2008-05-05	HK$2.65M	+29.3%	HK$10,038	HK$6,795
2004-05-28	HK$2.05M	—	HK$7,765	HK$5,256

Other appraised units in this building

Data sourced from Renavon.com