Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$598K, with repayments around HK$26,092/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$598K · loan HK$5.38M · min. income ≈ HK$52,184/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$134,592 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- C
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 68%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-11 | HK$6.00M | −2.4% 3.9y · −1.0%/yr |
| 2018-06-04 | HK$6.15M | +65.8% 6.2y · 11.0%/yr |
| 2012-04-17 | HK$3.71M | +20.1% |
| 2010-10-15 | HK$3.09M | +29.8% |
| 2005-02-07 | HK$2.38M | — |