Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$603K, with repayments around HK$26,307/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$603K · loan HK$5.43M · min. income ≈ HK$52,614/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$138,109 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Sai Ying Pun Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 43 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- C
- Saleable Area
- 264 Saleable ft²
- Gross Area
- 390 ft²
- Efficiency
- 68%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-17 | HK$5.08M | −19.5% 5.4y · −3.0%/yr |
| 2019-07-16 | HK$6.31M | +80.2% 8.3y · 10.0%/yr |
| 2011-03-29 | HK$3.50M | +22.4% |
| 2010-08-10 | HK$2.86M | +5.9% |
| 2008-01-29 | HK$2.70M | +7.1% |
| 2005-01-14 | HK$2.52M | — |