20/F A

Central and Western District · Hong Kong Island

Switch unit

Floor

11/F A 1,042 ft² 11/F D 840 ft² 12/F B 618 ft² 12/F C 840 ft² 12/F D 840 ft² 13/F A 1,042 ft² 13/F B 618 ft² 13/F C 840 ft² 13/F D 840 ft² 15/F A 1,042 ft² 15/F B 618 ft² 15/F C 840 ft² 15/F D 840 ft² 16/F A 1,042 ft² 16/F B 618 ft² 16/F C 840 ft² 16/F D 841 ft² 17/F A 1,042 ft² 17/F B 618 ft² 17/F C 840 ft² 17/F D 841 ft² 18/F A 1,042 ft² 18/F B 618 ft² 18/F C 840 ft² 18/F D 841 ft² 19/F A 1,042 ft² 19/F B 1,032 ft² 19/F C 840 ft² 19/F D 841 ft² 20/F A 1,042 ft² 20/F B 1,032 ft² 20/F C 840 ft² 21/F A 1,042 ft² 21/F B 1,032 ft² 21/F C 840 ft² 21/F D 841 ft² 22/F A 1,052 ft² 22/F B 1,032 ft² 22/F C 840 ft² 22/F D 841 ft² 23/F A 1,052 ft² 23/F B 1,032 ft² 23/F C 840 ft² 23/F D 841 ft² 25/F A 1,052 ft² 25/F B 1,032 ft² 25/F C 840 ft² 25/F D 841 ft² 26/F A 1,052 ft² 26/F B 1,032 ft² 26/F D 841 ft² 27/F A 1,052 ft² 27/F B 1,032 ft² 27/F D 841 ft² 28/F A 1,052 ft² 28/F B 1,032 ft² 28/F C 840 ft² 28/F D 841 ft² 29/F A 1,052 ft² 29/F B 1,032 ft² 29/F C 840 ft² 29/F D 841 ft² 30/F A 1,052 ft² 30/F C 840 ft² 30/F D 841 ft² 31/F A 1,052 ft² 31/F B 1,032 ft² 31/F C 840 ft² 31/F D 841 ft² 32/F A 1,052 ft² 32/F B 1,032 ft² 32/F C 841 ft² 32/F D 841 ft² 33/F A 1,052 ft² 33/F B 1,032 ft² 33/F C 841 ft² 33/F D 841 ft² 35/F A 1,052 ft² 35/F B 1,032 ft² 35/F C 841 ft² 35/F D 841 ft² 36/F A 1,052 ft² 36/F B 1,032 ft² 36/F C 841 ft² 36/F D 841 ft² 37/F C 855 ft² 37/F D 855 ft² 38/F A 1,070 ft² 38/F B 1,052 ft² 38/F C 855 ft² 38/F D 855 ft² 39/F A 1,070 ft² 39/F B 1,052 ft² 39/F C 855 ft² 39/F D 855 ft² 41/F A 1,070 ft² 41/F B 1,052 ft² 41/F C 855 ft² 41/F D 855 ft² 42/F A 1,070 ft² 42/F B 1,052 ft² 42/F C 855 ft² 42/F D 855 ft² 43/F A 1,070 ft² 43/F B 1,052 ft² 43/F C 855 ft² 43/F D 855 ft² 45/F A 1,070 ft² 46/F B 1,052 ft² 46/F C 855 ft² 47/F A 1,070 ft² 47/F B 1,052 ft² 47/F C 855 ft² 47/F D 855 ft² 48/F A 2,181 ft² 48/F B 2,158 ft² 48/F C 1,412 ft² 48/F D 1,412 ft² 50/F A 2,010 ft² 50/F B 1,995 ft² 50/F C 1,366 ft² 50/F D 1,366 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$28.02M

≈ HK$26,895 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.41M, with repayments around HK$95,076/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$89,465

−HK$5,611/mo

▼ 0.25% · 3.875%

HK$92,248

−HK$2,828/mo

Today · 4.125%

HK$95,076

baseline

▲ 0.50% · 4.625%

HK$100,861

+HK$5,785/mo

Deposit HK$8.41M · loan HK$19.62M · min. income ≈ HK$190,152/mo (50% DSR)

Upfront cash ≈ HK$9.60M (deposit + AVD stamp duty HK$1,191,057 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Sai Ying Pun Station

≈ 7 min walk · 508 m

Education

schools within 1 km (24 within 500 m)

Daily convenience

within 1 km (14 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Sai Ying Pun Station Station.

Family-friendly — 48 schools within a 1 km walk.

Everyday convenience — 53 shopping and daily-needs spots nearby.

Healthcare close by — 20 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 20/F
Flat: A
Saleable Area: 1,042 Saleable ft²
Gross Area: 1,398 ft²
Efficiency: 75%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2025-09-30	HK$25.00M	+2.1% 9.0y · 0.0%/yr	HK$23,992	HK$17,883
2016-10-13	HK$24.48M	+141.2% 14.6y · 10.0%/yr	HK$23,493	HK$17,511
2002-03-16	HK$10.15M	—	HK$9,741	HK$7,260