21/F D

Central and Western District · Hong Kong Island

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Floor

11/F A 1,042 ft² 11/F D 840 ft² 12/F B 618 ft² 12/F C 840 ft² 12/F D 840 ft² 13/F D 840 ft² 13/F A 1,042 ft² 13/F B 618 ft² 13/F C 840 ft² 15/F A 1,042 ft² 15/F B 618 ft² 15/F C 840 ft² 15/F D 840 ft² 16/F A 1,042 ft² 16/F B 618 ft² 16/F C 840 ft² 16/F D 841 ft² 17/F A 1,042 ft² 17/F B 618 ft² 17/F C 840 ft² 17/F D 841 ft² 18/F A 1,042 ft² 18/F B 618 ft² 18/F C 840 ft² 18/F D 841 ft² 19/F A 1,042 ft² 19/F B 1,032 ft² 19/F C 840 ft² 19/F D 841 ft² 20/F A 1,042 ft² 20/F B 1,032 ft² 20/F C 840 ft² 21/F A 1,042 ft² 21/F B 1,032 ft² 21/F C 840 ft² 21/F D 841 ft² 22/F A 1,052 ft² 22/F B 1,032 ft² 22/F C 840 ft² 22/F D 841 ft² 23/F D 841 ft² 23/F A 1,052 ft² 23/F B 1,032 ft² 23/F C 840 ft² 25/F B 1,032 ft² 25/F C 840 ft² 25/F A 1,052 ft² 25/F D 841 ft² 26/F A 1,052 ft² 26/F B 1,032 ft² 26/F D 841 ft² 27/F A 1,052 ft² 27/F B 1,032 ft² 27/F D 841 ft² 28/F B 1,032 ft² 28/F C 840 ft² 28/F A 1,052 ft² 28/F D 841 ft² 29/F C 840 ft² 29/F A 1,052 ft² 29/F B 1,032 ft² 29/F D 841 ft² 30/F C 840 ft² 30/F D 841 ft² 30/F A 1,052 ft² 30/F B 1,032 ft² 31/F A 1,052 ft² 31/F B 1,032 ft² 31/F C 840 ft² 31/F D 841 ft² 32/F B 1,032 ft² 32/F D 841 ft² 32/F A 1,052 ft² 32/F C 841 ft² 33/F A 1,052 ft² 33/F B 1,032 ft² 33/F C 841 ft² 33/F D 841 ft² 35/F B 1,032 ft² 35/F C 841 ft² 35/F D 841 ft² 35/F A 1,052 ft² 36/F B 1,032 ft² 36/F A 1,052 ft² 36/F C 841 ft² 36/F D 841 ft² 37/F C 855 ft² 37/F D 855 ft² 38/F A 1,070 ft² 38/F D 855 ft² 38/F B 1,052 ft² 38/F C 855 ft² 39/F A 1,070 ft² 39/F B 1,052 ft² 39/F C 855 ft² 39/F D 855 ft² 41/F B 1,052 ft² 41/F A 1,070 ft² 41/F C 855 ft² 41/F D 855 ft² 42/F A 1,070 ft² 42/F B 1,052 ft² 42/F C 855 ft² 42/F D 855 ft² 43/F A 1,070 ft² 43/F B 1,052 ft² 43/F C 855 ft² 43/F D 855 ft² 45/F A 1,070 ft² 46/F A 1,070 ft² 46/F B 1,052 ft² 46/F C 855 ft² 47/F A 1,070 ft² 47/F D 855 ft² 47/F B 1,052 ft² 47/F C 855 ft² 48/F A 2,181 ft² 48/F B 2,158 ft² 48/F C 1,412 ft² 48/F D 1,412 ft² 50/F B 1,995 ft² 50/F A 2,010 ft² 50/F C 1,366 ft² 50/F D 1,366 ft²

Crescira AVM · estimated value ● Medium confidence

HK$22.24M

≈ HK$26,449 / ft² saleable · updated 2026-09-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.67M, with repayments around HK$75,463/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 70%

Term

▼ 0.50% · 3.625%

HK$71,010

−HK$4,453/mo

▼ 0.25% · 3.875%

HK$73,219

−HK$2,244/mo

Today · 4.125%

HK$75,463

baseline

▲ 0.50% · 4.625%

HK$80,055

+HK$4,592/mo

Deposit HK$6.67M · loan HK$15.57M · min. income ≈ HK$150,926/mo (50% DSR)

Upfront cash ≈ HK$7.62M (deposit + AVD stamp duty HK$945,360 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor: 21/F
Flat: D
Saleable Area: 841 ft²
Gross Area: 1,136 ft²
Efficiency: 74%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2015-02-24	HK$20.18M	+47.3% 4.5y	HK$23,995	HK$17,764
2010-08-19	HK$13.70M	+26.3% 2.8y	HK$16,290	HK$12,060
2007-11-16	HK$10.85M	+39.1% 3.7y	HK$12,901	HK$9,551
2004-02-28	HK$7.80M	+6.4% 2.2y	HK$9,275	HK$6,866
2002-01-08	HK$7.33M	—	HK$8,721	HK$6,456