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22/F A

in SERENADE TOWER 1

Wan Chai District · Hong Kong Island

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Crescira AVM · estimated value Medium confidence
HK$18.38M
≈ HK$23,326 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.51M, with repayments around HK$62,357/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$58,677
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$60,502
−HK$1,855/mo
Today · 4.125%
HK$62,357
baseline
▲ 0.50% · 4.625%
HK$66,151
+HK$3,794/mo

Deposit HK$5.51M · loan HK$12.87M · min. income ≈ HK$124,714/mo (50% DSR)

Upfront cash ≈ HK$6.20M (deposit + AVD stamp duty HK$689,268 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Tin Hau Station
≈ 9 min walk · 695 m
Education
51
schools within 1 km (7 within 500 m)
Daily convenience
32
within 1 km (6 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
73
parks, libraries, sports within 1 km

Family-friendly — 51 schools within a 1 km walk.

Everyday convenience — 32 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 73 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
22/F
Flat
A
Saleable Area
788 Saleable ft²
Gross Area
1,032 ft²
Efficiency
76%
District
Wan Chai District · Hong Kong Island
School net (POA)
12

Transaction History

Date Price Gain / loss
2011-06-21 HK$18.30M
Data sourced from Renavon.com