Home Wan Chai District ILLUMINATION TERRACE BLOCK 2

44/F F

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1/F A 731 ft² 1/F B 800 ft² 1/F C 800 ft² 1/F E 616 ft² 1/F F 568 ft² 1/F G 568 ft² 1/F H 616 ft² 2/F A 731 ft² 2/F B 800 ft² 2/F C 800 ft² 2/F D 731 ft² 2/F F 568 ft² 2/F H 616 ft² 3/F A 731 ft² 3/F C 800 ft² 3/F D 731 ft² 3/F E 616 ft² 3/F F 568 ft² 3/F H 616 ft² 4/F A 731 ft² 4/F B 800 ft² 4/F C 800 ft² 4/F D 731 ft² 4/F F 568 ft² 4/F G 568 ft² 5/F B 800 ft² 5/F C 800 ft² 5/F E 616 ft² 5/F G 568 ft² 5/F H 616 ft² 6/F A 731 ft² 6/F C 800 ft² 6/F D 731 ft² 6/F E 616 ft² 6/F G 568 ft² 6/F H 616 ft² 7/F A 731 ft² 7/F D 731 ft² 7/F E 616 ft² 7/F F 568 ft² 7/F G 568 ft² 7/F H 616 ft² 8/F A 731 ft² 8/F C 800 ft² 8/F D 731 ft² 8/F E 616 ft² 8/F F 568 ft² 8/F G 568 ft² 8/F H 616 ft² 9/F A 731 ft² 9/F B 800 ft² 9/F C 800 ft² 9/F D 731 ft² 9/F E 616 ft² 9/F F 568 ft² 9/F H 616 ft² 10/F A 731 ft² 10/F B 800 ft² 10/F C 800 ft² 10/F D 731 ft² 10/F E 616 ft² 10/F F 568 ft² 10/F G 568 ft² 10/F H 616 ft² 11/F A 731 ft² 11/F B 800 ft² 11/F C 800 ft² 11/F D 731 ft² 11/F E 616 ft² 11/F F 568 ft² 11/F G 568 ft² 11/F H 616 ft² 12/F A 731 ft² 12/F B 800 ft² 12/F C 800 ft² 12/F D 731 ft² 12/F E 616 ft² 12/F F 568 ft² 12/F G 568 ft² 12/F H 616 ft² 13/F A 731 ft² 13/F B 800 ft² 13/F C 800 ft² 13/F D 731 ft² 13/F E 616 ft² 13/F F 568 ft² 13/F G 568 ft² 13/F H 616 ft² 14/F B 800 ft² 14/F C 800 ft² 14/F E 616 ft² 14/F F 568 ft² 14/F G 568 ft² 14/F H 616 ft² 15/F B 800 ft² 15/F C 800 ft² 15/F D 731 ft² 15/F F 568 ft² 15/F G 568 ft² 16/F A 731 ft² 16/F B 800 ft² 16/F C 800 ft² 16/F D 731 ft² 16/F E 616 ft² 16/F F 568 ft² 16/F G 568 ft² 16/F H 616 ft² 17/F A 731 ft² 17/F C 800 ft² 17/F D 731 ft² 17/F E 616 ft² 17/F G 568 ft² 17/F H 616 ft² 18/F C 800 ft² 18/F D 731 ft² 18/F E 616 ft² 18/F F 568 ft² 19/F B 800 ft² 19/F C 800 ft² 19/F F 568 ft² 19/F G 568 ft² 20/F A 731 ft² 20/F B 800 ft² 20/F C 800 ft² 20/F D 731 ft² 20/F G 568 ft² 20/F H 616 ft² 21/F A 731 ft² 21/F B 800 ft² 21/F C 800 ft² 21/F D 731 ft² 21/F E 616 ft² 21/F G 568 ft² 21/F H 616 ft² 22/F A 731 ft² 22/F B 800 ft² 22/F E 616 ft² 22/F F 568 ft² 22/F G 568 ft² 23/F B 800 ft² 23/F C 800 ft² 23/F D 731 ft² 23/F E 616 ft² 23/F F 568 ft² 24/F A 731 ft² 24/F C 800 ft² 24/F D 731 ft² 24/F F 568 ft² 24/F G 568 ft² 24/F H 616 ft² 25/F B 800 ft² 25/F C 800 ft² 25/F D 731 ft² 25/F E 616 ft² 25/F F 568 ft² 25/F H 616 ft² 26/F A 731 ft² 26/F B 800 ft² 26/F C 800 ft² 26/F D 731 ft² 26/F F 568 ft² 26/F G 568 ft² 27/F A 731 ft² 27/F B 800 ft² 27/F D 731 ft² 27/F E 616 ft² 27/F F 568 ft² 27/F H 616 ft² 28/F B 800 ft² 28/F C 800 ft² 28/F D 731 ft² 28/F F 568 ft² 28/F G 568 ft² 29/F A 731 ft² 29/F B 800 ft² 29/F D 731 ft² 29/F E 616 ft² 29/F F 568 ft² 29/F G 568 ft² 29/F H 616 ft² 30/F A 731 ft² 30/F B 800 ft² 30/F C 800 ft² 30/F D 731 ft² 30/F F 568 ft² 30/F G 568 ft² 31/F B 800 ft² 31/F C 800 ft² 31/F D 731 ft² 31/F E 616 ft² 31/F F 568 ft² 31/F G 568 ft² 31/F H 616 ft² 32/F B 800 ft² 32/F D 731 ft² 32/F E 616 ft² 32/F F 568 ft² 32/F G 568 ft² 32/F H 616 ft² 33/F A 731 ft² 33/F D 731 ft² 33/F E 616 ft² 33/F F 568 ft² 33/F G 568 ft² 34/F A 731 ft² 34/F B 800 ft² 34/F D 731 ft² 34/F F 568 ft² 34/F G 568 ft² 34/F H 616 ft² 35/F B 800 ft² 35/F C 800 ft² 35/F F 568 ft² 35/F H 616 ft² 36/F B 800 ft² 36/F C 800 ft² 36/F D 731 ft² 36/F E 616 ft² 36/F G 568 ft² 37/F A 731 ft² 37/F B 800 ft² 37/F C 800 ft² 37/F F 568 ft² 37/F G 568 ft² 37/F H 616 ft² 38/F B 800 ft² 38/F C 800 ft² 38/F F 568 ft² 38/F H 616 ft² 39/F A 731 ft² 39/F B 800 ft² 39/F C 800 ft² 39/F E 616 ft² 39/F F 568 ft² 39/F G 568 ft² 39/F H 616 ft² 40/F A 731 ft² 40/F B 800 ft² 40/F C 800 ft² 40/F E 616 ft² 40/F G 568 ft² 40/F H 616 ft² 41/F A 731 ft² 41/F B 800 ft² 41/F C 800 ft² 41/F D 731 ft² 41/F E 616 ft² 41/F F 568 ft² 41/F G 568 ft² 41/F H 616 ft² 42/F A 731 ft² 42/F B 800 ft² 42/F C 800 ft² 42/F E 616 ft² 42/F F 568 ft² 43/F B 800 ft² 43/F C 800 ft² 43/F D 731 ft² 43/F E 616 ft² 43/F F 568 ft² 43/F G 568 ft² 44/F A 953 ft² 44/F B 1,024 ft² 44/F C 1,024 ft² 44/F D 953 ft² 44/F E 823 ft² 44/F F 765 ft² 44/F G 765 ft² 44/F H 823 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$15.32M

≈ HK$20,030 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.60M, with repayments around HK$51,985/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$48,917

−HK$3,068/mo

▼ 0.25% · 3.875%

HK$50,439

−HK$1,546/mo

Today · 4.125%

HK$51,985

baseline

▲ 0.50% · 4.625%

HK$55,148

+HK$3,163/mo

Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$103,970/mo (50% DSR)

Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,622 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Tin Hau Station

≈ 7 min walk · 517 m

Education

schools within 1 km (16 within 500 m)

Daily convenience

within 1 km (11 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Tin Hau Station Station.

Family-friendly — 58 schools within a 1 km walk.

Everyday convenience — 61 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 81 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 44/F
Flat: F
Saleable Area: 765 Saleable ft²
Gross Area: 1,006 ft²
Efficiency: 76%
District: Wan Chai District · Hong Kong Island
School net (POA): 12

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2007-11-07	HK$8.50M	+38.9%	HK$11,111	HK$8,449
2000-10-09	HK$6.12M	−29.1%	HK$8,000	HK$6,084
1998-04-08	HK$8.63M	−26.9%	HK$11,281	HK$8,578
1997-10-29	HK$11.80M	+7.3%	HK$15,425	HK$11,730
1997-05-28	HK$11.00M	+34.1%	HK$14,379	HK$10,934
1996-10-28	HK$8.20M	—	HK$10,719	HK$8,151

Other appraised units in this building

Data sourced from Renavon.com