▼ 0.50% · 3.625%
HK$21,213
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$21,873
−HK$670/mo
Today · 4.125%
HK$22,543
baseline
▲ 0.50% · 4.625%
HK$23,915
+HK$1,372/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$45,086/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,599
−HK$1,275/mo
▼ 0.25% · 3.875%
HK$24,232
−HK$642/mo
Today · 4.125%
HK$24,874
baseline
▲ 0.50% · 4.625%
HK$26,186
+HK$1,312/mo
Deposit HK$4.65M · loan HK$4.65M · min. income ≈ HK$49,748/mo (50% DSR)
Upfront cash ≈ HK$4.95M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,334
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$24,060
−HK$738/mo
Today · 4.125%
HK$24,798
baseline
▲ 0.50% · 4.625%
HK$26,307
+HK$1,509/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,596/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,959
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$26,656
−HK$706/mo
Today · 4.125%
HK$27,362
baseline
▲ 0.50% · 4.625%
HK$28,804
+HK$1,442/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,724/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,456
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,248
−HK$804/mo
Today · 4.125%
HK$27,052
baseline
▲ 0.50% · 4.625%
HK$28,698
+HK$1,646/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$54,104/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,319
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,079
−HK$770/mo
Today · 4.125%
HK$29,849
baseline
▲ 0.50% · 4.625%
HK$31,423
+HK$1,574/mo
Deposit HK$3.72M · loan HK$5.58M · min. income ≈ HK$59,698/mo (50% DSR)
Upfront cash ≈ HK$4.02M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,577
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$28,435
−HK$871/mo
Today · 4.125%
HK$29,306
baseline
▲ 0.50% · 4.625%
HK$31,090
+HK$1,784/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$58,612/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,679
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,502
−HK$835/mo
Today · 4.125%
HK$32,337
baseline
▲ 0.50% · 4.625%
HK$34,041
+HK$1,704/mo
Deposit HK$3.26M · loan HK$6.05M · min. income ≈ HK$64,674/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,698
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,622
−HK$939/mo
Today · 4.125%
HK$31,561
baseline
▲ 0.50% · 4.625%
HK$33,481
+HK$1,920/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$63,122/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,039
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,925
−HK$899/mo
Today · 4.125%
HK$34,824
baseline
▲ 0.50% · 4.625%
HK$36,660
+HK$1,836/mo
Deposit HK$2.79M · loan HK$6.51M · min. income ≈ HK$69,648/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,820
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$32,810
−HK$1,005/mo
Today · 4.125%
HK$33,815
baseline
▲ 0.50% · 4.625%
HK$35,873
+HK$2,058/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$67,630/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,399
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,349
−HK$963/mo
Today · 4.125%
HK$37,312
baseline
▲ 0.50% · 4.625%
HK$39,278
+HK$1,966/mo
Deposit HK$2.33M · loan HK$6.98M · min. income ≈ HK$74,624/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,941
−HK$2,128/mo
▼ 0.25% · 3.875%
HK$34,997
−HK$1,072/mo
Today · 4.125%
HK$36,069
baseline
▲ 0.50% · 4.625%
HK$38,264
+HK$2,195/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$72,138/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,759
−HK$2,040/mo
▼ 0.25% · 3.875%
HK$38,772
−HK$1,027/mo
Today · 4.125%
HK$39,799
baseline
▲ 0.50% · 4.625%
HK$41,897
+HK$2,098/mo
Deposit HK$1.86M · loan HK$7.44M · min. income ≈ HK$79,598/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,062
−HK$2,262/mo
▼ 0.25% · 3.875%
HK$37,184
−HK$1,140/mo
Today · 4.125%
HK$38,324
baseline
▲ 0.50% · 4.625%
HK$40,656
+HK$2,332/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$76,648/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,119
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$41,195
−HK$1,092/mo
Today · 4.125%
HK$42,287
baseline
▲ 0.50% · 4.625%
HK$44,516
+HK$2,229/mo
Deposit HK$1.40M · loan HK$7.91M · min. income ≈ HK$84,574/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,184
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$39,371
−HK$1,207/mo
Today · 4.125%
HK$40,578
baseline
▲ 0.50% · 4.625%
HK$43,047
+HK$2,469/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$81,156/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,479
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,618
−HK$1,156/mo
Today · 4.125%
HK$44,774
baseline
▲ 0.50% · 4.625%
HK$47,134
+HK$2,360/mo
Deposit HK$930K · loan HK$8.37M · min. income ≈ HK$89,548/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$300,298 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).