▼ 0.50% · 3.625%
HK$21,333
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$21,997
−HK$674/mo
Today · 4.125%
HK$22,671
baseline
▲ 0.50% · 4.625%
HK$24,050
+HK$1,379/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$45,342/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,733
−HK$1,282/mo
▼ 0.25% · 3.875%
HK$24,369
−HK$646/mo
Today · 4.125%
HK$25,015
baseline
▲ 0.50% · 4.625%
HK$26,334
+HK$1,319/mo
Deposit HK$4.68M · loan HK$4.68M · min. income ≈ HK$50,030/mo (50% DSR)
Upfront cash ≈ HK$4.98M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,466
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,196
−HK$742/mo
Today · 4.125%
HK$24,938
baseline
▲ 0.50% · 4.625%
HK$26,455
+HK$1,517/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$49,876/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,106
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,806
−HK$711/mo
Today · 4.125%
HK$27,517
baseline
▲ 0.50% · 4.625%
HK$28,967
+HK$1,450/mo
Deposit HK$4.21M · loan HK$5.15M · min. income ≈ HK$55,034/mo (50% DSR)
Upfront cash ≈ HK$4.52M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,600
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,396
−HK$809/mo
Today · 4.125%
HK$27,205
baseline
▲ 0.50% · 4.625%
HK$28,860
+HK$1,655/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$54,410/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,243
−HK$775/mo
Today · 4.125%
HK$30,018
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,582/mo
Deposit HK$3.74M · loan HK$5.61M · min. income ≈ HK$60,036/mo (50% DSR)
Upfront cash ≈ HK$4.05M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,733
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,596
−HK$876/mo
Today · 4.125%
HK$29,472
baseline
▲ 0.50% · 4.625%
HK$31,265
+HK$1,793/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$58,944/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,853
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,680
−HK$840/mo
Today · 4.125%
HK$32,520
baseline
▲ 0.50% · 4.625%
HK$34,234
+HK$1,714/mo
Deposit HK$3.27M · loan HK$6.08M · min. income ≈ HK$65,040/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,866
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,795
−HK$944/mo
Today · 4.125%
HK$31,739
baseline
▲ 0.50% · 4.625%
HK$33,670
+HK$1,931/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$63,478/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,226
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,117
−HK$904/mo
Today · 4.125%
HK$35,021
baseline
▲ 0.50% · 4.625%
HK$36,867
+HK$1,846/mo
Deposit HK$2.81M · loan HK$6.55M · min. income ≈ HK$70,042/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,000
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,995
−HK$1,011/mo
Today · 4.125%
HK$34,006
baseline
▲ 0.50% · 4.625%
HK$36,075
+HK$2,069/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$68,012/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,599
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$36,554
−HK$969/mo
Today · 4.125%
HK$37,523
baseline
▲ 0.50% · 4.625%
HK$39,500
+HK$1,977/mo
Deposit HK$2.34M · loan HK$7.02M · min. income ≈ HK$75,046/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,133
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,195
−HK$1,078/mo
Today · 4.125%
HK$36,273
baseline
▲ 0.50% · 4.625%
HK$38,480
+HK$2,207/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$72,546/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,973
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,991
−HK$1,033/mo
Today · 4.125%
HK$40,024
baseline
▲ 0.50% · 4.625%
HK$42,134
+HK$2,110/mo
Deposit HK$1.87M · loan HK$7.48M · min. income ≈ HK$80,048/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,266
−HK$2,274/mo
▼ 0.25% · 3.875%
HK$37,394
−HK$1,146/mo
Today · 4.125%
HK$38,540
baseline
▲ 0.50% · 4.625%
HK$40,886
+HK$2,346/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$77,080/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,346
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$41,428
−HK$1,098/mo
Today · 4.125%
HK$42,526
baseline
▲ 0.50% · 4.625%
HK$44,767
+HK$2,241/mo
Deposit HK$1.40M · loan HK$7.95M · min. income ≈ HK$85,052/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,400
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,594
−HK$1,214/mo
Today · 4.125%
HK$40,808
baseline
▲ 0.50% · 4.625%
HK$43,291
+HK$2,483/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$81,616/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,719
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,865
−HK$1,162/mo
Today · 4.125%
HK$45,027
baseline
▲ 0.50% · 4.625%
HK$47,401
+HK$2,374/mo
Deposit HK$936K · loan HK$8.42M · min. income ≈ HK$90,054/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$305,556 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).