7/F 17
in Yip Cheong Building YIP CHEONG (CHEUNG) BUILDING
Central and Western District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$417K, with repayments around HK$18,188/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$417K · loan HK$3.75M · min. income ≈ HK$36,376/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$34,041 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 69 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- 17
- Saleable Area
- 465 Saleable ft²
- Gross Area
- 600 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-09-17 | HK$5.35M | +14.3% 3.9y · 4.0%/yr |
| 2016-11-14 | HK$4.68M | +33.7% 4.9y · 7.0%/yr |
| 2011-12-13 | HK$3.50M | +64.3% |
| 2008-06-03 | HK$2.13M | +51.1% |
| 2007-04-19 | HK$1.41M | — |