5/F 9
in Yip Cheong Building YIP CHEONG (CHEUNG) BUILDING
Central and Western District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$352K, with repayments around HK$15,352/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$352K · loan HK$3.17M · min. income ≈ HK$30,704/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 69 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 9
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 495 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-12 | HK$3.00M | −30.7% 7.2y · −4.0%/yr |
| 2017-09-28 | HK$4.33M | +360.6% 21.9y · 17.0%/yr |
| 1995-11-20 | HK$940K | — |