2/F 14
in Yip Cheong Building YIP CHEONG (CHEUNG) BUILDING
Central and Western District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$397K, with repayments around HK$17,306/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$397K · loan HK$3.57M · min. income ≈ HK$34,612/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 57 schools within a 1 km walk.
Everyday convenience — 69 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 14
- Saleable Area
- 462 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 92%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-02-11 | HK$5.30M | +26.2% 3.3y · 8.0%/yr |
| 2016-10-12 | HK$4.20M | +0.0% 1.8y · 0.0%/yr |
| 2015-01-13 | HK$4.20M | +16.7% |
| 2013-04-08 | HK$3.60M | — |