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Crescira AVM · estimated value Medium confidence
HK$4.49M
≈ HK$11,114 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$449K, with repayments around HK$19,585/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$18,429
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$19,003
−HK$582/mo
Today · 4.125%
HK$19,585
baseline
▲ 0.50% · 4.625%
HK$20,777
+HK$1,192/mo

Deposit HK$449K · loan HK$4.04M · min. income ≈ HK$39,170/mo (50% DSR)

Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$67,352 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway HKU Station
≈ 7 min walk · 481 m
Education
40
schools within 1 km (21 within 500 m)
Daily convenience
35
within 1 km (22 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
8/F
Flat
D2
Saleable Area
404 Saleable ft²
Gross Area
520 ft²
Efficiency
78%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2012-08-30 HK$3.60M +122.2%
1999-08-19 HK$1.62M −30.8%
1997-10-03 HK$2.34M
Data sourced from Renavon.com