21/F D4

Central and Western District · Hong Kong Island

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Floor

2/F D2 404 ft² 2/F D5 423 ft² 4/F D1 420 ft² 4/F D2 404 ft² 4/F D5 423 ft² 4/F D8 420 ft² 4/F D6 404 ft² 5/F D5 423 ft² 5/F D3 404 ft² 5/F D7 404 ft² 6/F D4 423 ft² 6/F D2 404 ft² 6/F D3 404 ft² 6/F D6 404 ft² 6/F D7 404 ft² 7/F D2 404 ft² 7/F D6 404 ft² 7/F D7 404 ft² 7/F D3 404 ft² 7/F D5 423 ft² 8/F D2 404 ft² 8/F D3 404 ft² 8/F D5 423 ft² 8/F D6 404 ft² 8/F D7 404 ft² 8/F D4 423 ft² 8/F D8 420 ft² 9/F D3 404 ft² 9/F D1 420 ft² 9/F D2 404 ft² 9/F D4 423 ft² 9/F D5 423 ft² 10/F D2 404 ft² 10/F D4 423 ft² 10/F D7 404 ft² 11/F D2 404 ft² 11/F D6 404 ft² 11/F D7 404 ft² 12/F D2 404 ft² 12/F D7 404 ft² 12/F D8 415 ft² 13/F D5 423 ft² 13/F D6 404 ft² 13/F D7 404 ft² 13/F D8 415 ft² 13/F D3 404 ft² 14/F D4 423 ft² 14/F D6 404 ft² 15/F D2 404 ft² 15/F D8 415 ft² 15/F D1 420 ft² 15/F D5 423 ft² 16/F D3 404 ft² 16/F D4 423 ft² 16/F D5 423 ft² 16/F D1 420 ft² 16/F D2 404 ft² 17/F D2 404 ft² 17/F D6 404 ft² 18/F D8 420 ft² 18/F D2 404 ft² 18/F D3 404 ft² 18/F D4 423 ft² 18/F D6 404 ft² 19/F D1 420 ft² 19/F D2 404 ft² 19/F D3 404 ft² 19/F D4 423 ft² 19/F D6 404 ft² 20/F D1 420 ft² 20/F D4 423 ft² 20/F D5 423 ft² 20/F D7 404 ft² 21/F D2 404 ft² 21/F D4 423 ft² 21/F D5 423 ft² 21/F D7 404 ft² 21/F D8 420 ft² 21/F D1 420 ft² 21/F D6 404 ft² 22/F D5 423 ft² 22/F D8 420 ft² 22/F D3 404 ft² 23/F D3 404 ft² 23/F D7 404 ft² 24/F D7 404 ft² 24/F D2 404 ft² 24/F D4 423 ft² 24/F D5 423 ft² 24/F D6 404 ft²

Crescira AVM · estimated value ● Medium confidence

HK$5.29M

≈ HK$12,514 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$529K, with repayments around HK$23,090/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$21,727

−HK$1,363/mo

▼ 0.25% · 3.875%

HK$22,403

−HK$687/mo

Today · 4.125%

HK$23,090

baseline

▲ 0.50% · 4.625%

HK$24,495

+HK$1,405/mo

Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,180/mo (50% DSR)

Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,106 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 21/F
Flat: D4
Saleable Area: 423 ft²
Gross Area: 530 ft²
Efficiency: 80%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2005-03-18	HK$1.00M	+0.0%	HK$2,364	—
2005-01-29	HK$1.00M	+3.1%	HK$2,364	—
2002-08-23	HK$970K	—	HK$2,293	—

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

HKU

≈ 6 min walk · 451 m

Education

schools within 1 km (21 within 500 m)

Daily convenience

within 1 km (19 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to HKU Station (a rail station within an 8-min walk earns this label).

Family-friendly — 41 schools within a 1 km walk.

Everyday convenience — 35 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com