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At today's rate and a 90% mortgage, the deposit on this unit is about HK$466K, with repayments around HK$20,324/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$466K · loan HK$4.19M · min. income ≈ HK$40,648/mo (50% DSR)
Upfront cash ≈ HK$549K (deposit + AVD stamp duty HK$83,452 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 40 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 13 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- D5
- Saleable Area
- 423 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 81%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-08 | HK$4.43M | +10.8% 0.3y |
| 2026-02-12 | HK$4.00M | +94.2% 16.3y · 6.0%/yr |
| 2009-10-06 | HK$2.06M | +38.3% |
| 2007-05-11 | HK$1.49M | +5.7% |
| 1999-02-27 | HK$1.41M | −0.7% |
| 1996-10-17 | HK$1.42M | — |