▼ 0.50% · 3.625%
HK$20,542
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,181
−HK$650/mo
Today · 4.125%
HK$21,831
baseline
▲ 0.50% · 4.625%
HK$23,159
+HK$1,328/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$43,662/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,853
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,466
−HK$622/mo
Today · 4.125%
HK$24,088
baseline
▲ 0.50% · 4.625%
HK$25,358
+HK$1,270/mo
Deposit HK$4.50M · loan HK$4.50M · min. income ≈ HK$48,176/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,597
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,300
−HK$714/mo
Today · 4.125%
HK$24,014
baseline
▲ 0.50% · 4.625%
HK$25,475
+HK$1,461/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$48,028/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,139
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,813
−HK$684/mo
Today · 4.125%
HK$26,497
baseline
▲ 0.50% · 4.625%
HK$27,893
+HK$1,396/mo
Deposit HK$4.05M · loan HK$4.95M · min. income ≈ HK$52,994/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,651
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,418
−HK$779/mo
Today · 4.125%
HK$26,197
baseline
▲ 0.50% · 4.625%
HK$27,791
+HK$1,594/mo
Deposit HK$3.60M · loan HK$5.41M · min. income ≈ HK$52,394/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,424
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,159
−HK$747/mo
Today · 4.125%
HK$28,906
baseline
▲ 0.50% · 4.625%
HK$30,429
+HK$1,523/mo
Deposit HK$3.60M · loan HK$5.41M · min. income ≈ HK$57,812/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,705
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,536
−HK$844/mo
Today · 4.125%
HK$28,380
baseline
▲ 0.50% · 4.625%
HK$30,107
+HK$1,727/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$56,760/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,709
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,506
−HK$808/mo
Today · 4.125%
HK$31,314
baseline
▲ 0.50% · 4.625%
HK$32,965
+HK$1,651/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$62,628/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,759
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,654
−HK$909/mo
Today · 4.125%
HK$30,563
baseline
▲ 0.50% · 4.625%
HK$32,423
+HK$1,860/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,126/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,995
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,853
−HK$870/mo
Today · 4.125%
HK$33,723
baseline
▲ 0.50% · 4.625%
HK$35,501
+HK$1,778/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,446/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,814
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,772
−HK$974/mo
Today · 4.125%
HK$32,746
baseline
▲ 0.50% · 4.625%
HK$34,738
+HK$1,992/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,492/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,280
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,199
−HK$933/mo
Today · 4.125%
HK$36,132
baseline
▲ 0.50% · 4.625%
HK$38,036
+HK$1,904/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,264/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,868
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,890
−HK$1,039/mo
Today · 4.125%
HK$34,929
baseline
▲ 0.50% · 4.625%
HK$37,054
+HK$2,125/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,858/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,565
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,546
−HK$995/mo
Today · 4.125%
HK$38,541
baseline
▲ 0.50% · 4.625%
HK$40,572
+HK$2,031/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,082/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,922
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,008
−HK$1,104/mo
Today · 4.125%
HK$37,112
baseline
▲ 0.50% · 4.625%
HK$39,370
+HK$2,258/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,224/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,851
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$39,892
−HK$1,058/mo
Today · 4.125%
HK$40,950
baseline
▲ 0.50% · 4.625%
HK$43,108
+HK$2,158/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,900/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,976
−HK$2,319/mo
▼ 0.25% · 3.875%
HK$38,127
−HK$1,168/mo
Today · 4.125%
HK$39,295
baseline
▲ 0.50% · 4.625%
HK$41,686
+HK$2,391/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,590/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,136
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$42,239
−HK$1,119/mo
Today · 4.125%
HK$43,358
baseline
▲ 0.50% · 4.625%
HK$45,644
+HK$2,286/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,716/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$270,883 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).