Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$958K, with repayments around HK$41,781/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$958K · loan HK$8.62M · min. income ≈ HK$83,562/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$327,864 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 48 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 57 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 558 Saleable ft²
- Gross Area
- 717 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-06-17 | HK$10.34M | −2.4% 3.4y · −1.0%/yr |
| 2019-02-04 | HK$10.59M | +32.4% 3.6y · 9.0%/yr |
| 2015-07-17 | HK$8.00M | +135.3% |
| 2005-10-22 | HK$3.40M | +6.2% |
| 1999-05-12 | HK$3.20M | −0.3% |
| 1995-10-10 | HK$3.21M | — |