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At today's rate and a 90% mortgage, the deposit on this unit is about HK$701K, with repayments around HK$30,567/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$701K · loan HK$6.31M · min. income ≈ HK$61,134/mo (50% DSR)
Upfront cash ≈ HK$911K (deposit + AVD stamp duty HK$210,232 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 45/F
- Flat
- H
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 401 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-04 | HK$8.18M | +9.1% 7.5y · 1.0%/yr |
| 2018-12-21 | HK$7.50M | +142.7% 9.0y · 16.0%/yr |
| 2009-12-21 | HK$3.09M | +24.1% |
| 2007-11-21 | HK$2.49M | +10.2% |
| 2005-02-03 | HK$2.26M | — |