▼ 0.50% · 3.625%
HK$21,425
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,091
−HK$677/mo
Today · 4.125%
HK$22,768
baseline
▲ 0.50% · 4.625%
HK$24,153
+HK$1,385/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$45,536/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,835
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,474
−HK$648/mo
Today · 4.125%
HK$25,122
baseline
▲ 0.50% · 4.625%
HK$26,447
+HK$1,325/mo
Deposit HK$4.70M · loan HK$4.70M · min. income ≈ HK$50,244/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,567
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,300
−HK$745/mo
Today · 4.125%
HK$25,045
baseline
▲ 0.50% · 4.625%
HK$26,569
+HK$1,524/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$50,090/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,218
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,921
−HK$714/mo
Today · 4.125%
HK$27,635
baseline
▲ 0.50% · 4.625%
HK$29,091
+HK$1,456/mo
Deposit HK$4.23M · loan HK$5.17M · min. income ≈ HK$55,270/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,709
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,509
−HK$813/mo
Today · 4.125%
HK$27,322
baseline
▲ 0.50% · 4.625%
HK$28,984
+HK$1,662/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$54,644/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,601
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,369
−HK$778/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,736
+HK$1,589/mo
Deposit HK$3.76M · loan HK$5.64M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,852
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,718
−HK$880/mo
Today · 4.125%
HK$29,598
baseline
▲ 0.50% · 4.625%
HK$31,399
+HK$1,801/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$59,196/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,985
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,816
−HK$843/mo
Today · 4.125%
HK$32,659
baseline
▲ 0.50% · 4.625%
HK$34,380
+HK$1,721/mo
Deposit HK$3.29M · loan HK$6.11M · min. income ≈ HK$65,318/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,994
−HK$1,881/mo
▼ 0.25% · 3.875%
HK$30,927
−HK$948/mo
Today · 4.125%
HK$31,875
baseline
▲ 0.50% · 4.625%
HK$33,815
+HK$1,940/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$63,750/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,368
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$34,263
−HK$908/mo
Today · 4.125%
HK$35,171
baseline
▲ 0.50% · 4.625%
HK$37,025
+HK$1,854/mo
Deposit HK$2.82M · loan HK$6.58M · min. income ≈ HK$70,342/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,137
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,136
−HK$1,016/mo
Today · 4.125%
HK$34,152
baseline
▲ 0.50% · 4.625%
HK$36,230
+HK$2,078/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$68,304/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,752
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,711
−HK$972/mo
Today · 4.125%
HK$37,683
baseline
▲ 0.50% · 4.625%
HK$39,670
+HK$1,987/mo
Deposit HK$2.35M · loan HK$7.05M · min. income ≈ HK$75,366/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,279
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,346
−HK$1,083/mo
Today · 4.125%
HK$36,429
baseline
▲ 0.50% · 4.625%
HK$38,645
+HK$2,216/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$72,858/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,135
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,158
−HK$1,038/mo
Today · 4.125%
HK$40,196
baseline
▲ 0.50% · 4.625%
HK$42,314
+HK$2,118/mo
Deposit HK$1.88M · loan HK$7.52M · min. income ≈ HK$80,392/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,422
−HK$2,284/mo
▼ 0.25% · 3.875%
HK$37,555
−HK$1,151/mo
Today · 4.125%
HK$38,706
baseline
▲ 0.50% · 4.625%
HK$41,061
+HK$2,355/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$77,412/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,519
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,605
−HK$1,103/mo
Today · 4.125%
HK$42,708
baseline
▲ 0.50% · 4.625%
HK$44,959
+HK$2,251/mo
Deposit HK$1.41M · loan HK$7.99M · min. income ≈ HK$85,416/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,564
−HK$2,418/mo
▼ 0.25% · 3.875%
HK$39,764
−HK$1,218/mo
Today · 4.125%
HK$40,982
baseline
▲ 0.50% · 4.625%
HK$43,476
+HK$2,494/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$81,964/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,902
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$44,053
−HK$1,167/mo
Today · 4.125%
HK$45,220
baseline
▲ 0.50% · 4.625%
HK$47,604
+HK$2,384/mo
Deposit HK$940K · loan HK$8.46M · min. income ≈ HK$90,440/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$309,567 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).