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At today's rate and a 90% mortgage, the deposit on this unit is about HK$693K, with repayments around HK$30,208/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$693K · loan HK$6.23M · min. income ≈ HK$60,416/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$207,763 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kennedy Town Station Station.
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 47 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- H
- Saleable Area
- 313 Saleable ft²
- Gross Area
- 401 ft²
- Efficiency
- 78%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-15 | HK$8.52M | +54.2% 4.9y · 11.0%/yr |
| 2017-03-27 | HK$5.53M | +89.2% 7.4y · 12.0%/yr |
| 2009-10-20 | HK$2.92M | +31.5% |
| 2005-05-09 | HK$2.22M | +8.3% |
| 2005-02-02 | HK$2.05M | — |