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Home Central and Western District Gramercy

20/F D

in Gramercy

Central and Western District · Hong Kong Island

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5/F A 650 ft² 5/F B 296 ft² 5/F C 380 ft² 5/F D 350 ft² 5/F E 449 ft² 6/F A 650 ft² 6/F B 296 ft² 6/F C 380 ft² 6/F D 350 ft² 6/F E 449 ft² 7/F A 650 ft² 7/F B 296 ft² 7/F C 380 ft² 7/F D 350 ft² 7/F E 449 ft² 8/F A 650 ft² 8/F B 296 ft² 8/F C 380 ft² 8/F D 350 ft² 8/F E 449 ft² 9/F A 650 ft² 9/F B 296 ft² 9/F C 380 ft² 9/F D 350 ft² 9/F E 449 ft² 10/F A 650 ft² 10/F B 296 ft² 10/F C 380 ft² 10/F D 350 ft² 10/F E 449 ft² 11/F A 650 ft² 11/F B 296 ft² 11/F C 380 ft² 11/F D 350 ft² 11/F E 449 ft² 12/F A 650 ft² 12/F B 296 ft² 12/F C 380 ft² 12/F D 350 ft² 12/F E 449 ft² 15/F A 650 ft² 15/F B 296 ft² 15/F C 380 ft² 15/F D 350 ft² 15/F E 449 ft² 16/F A 650 ft² 16/F B 296 ft² 16/F C 380 ft² 16/F D 350 ft² 16/F E 449 ft² 17/F A 650 ft² 17/F B 296 ft² 17/F C 380 ft² 17/F D 350 ft² 17/F E 449 ft² 18/F A 650 ft² 18/F B 296 ft² 18/F C 380 ft² 18/F D 350 ft² 18/F E 449 ft² 19/F A 650 ft² 19/F B 676 ft² 19/F C 351 ft² 19/F D 449 ft² 20/F A 650 ft² 20/F B 676 ft² 20/F C 351 ft² 20/F D 449 ft² 21/F A 650 ft² 21/F B 676 ft² 21/F C 351 ft² 21/F D 449 ft² 22/F A 650 ft² 22/F B 676 ft² 22/F C 351 ft² 22/F D 449 ft² 23/F A 650 ft² 23/F B 676 ft² 23/F C 351 ft² 23/F D 449 ft² 25/F A 650 ft² 25/F B 676 ft² 25/F C 351 ft² 25/F D 449 ft² 26/F A 650 ft² 26/F B 676 ft² 26/F C 351 ft² 26/F D 449 ft² 27/F A 650 ft² 27/F B 676 ft² 27/F C 351 ft² 27/F D 449 ft² 28/F A 650 ft² 28/F B 676 ft² 28/F C 351 ft² 28/F D 449 ft² 29/F A 1,278 ft² 29/F B 1,052 ft² 30/F A 1,278 ft² 30/F B 1,052 ft² 31/F A 1,278 ft² 31/F B 1,052 ft² 32/F A 1,278 ft² 32/F B 1,052 ft² 33/F A 1,946 ft² 35/F A 1,566 ft²
Crescira AVM · estimated value ● Medium confidence
HK$11.57M
≈ HK$25,777 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.47M, with repayments around HK$39,265/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,948
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,097
−HK$1,168/mo
Today · 4.125%
HK$39,265
baseline
▲ 0.50% · 4.625%
HK$41,654
+HK$2,389/mo

Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,530/mo (50% DSR)

Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$434,017 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Central Station
≈ 7 min walk · 554 m
Education
37
schools within 1 km (18 within 500 m)
Daily convenience
51
within 1 km (24 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
63
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Central Station Station.

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 51 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
D
Saleable Area
449 Saleable ft²
Gross Area
613 ft²
Efficiency
73%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2022-01-19 HK$12.35M +8.2%
11.3y · 1.0%/yr
2010-10-20 HK$11.41M —

Other appraised units in this building

5/F A
650 ft²
HK$15.99M
5/F B
296 ft²
HK$7.22M
5/F C
380 ft²
HK$9.22M
5/F D
350 ft²
HK$8.50M
5/F E
449 ft²
HK$10.99M
6/F A
650 ft²
HK$15.64M
Data sourced from Renavon.com