Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$827K, with repayments around HK$36,080/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$827K · loan HK$7.44M · min. income ≈ HK$72,160/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,150 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 51 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- D
- Saleable Area
- 350 Saleable ft²
- Gross Area
- 511 ft²
- Efficiency
- 68%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-10 | HK$6.50M | −33.7% 5.6y · −6.0%/yr |
| 2020-08-21 | HK$9.80M | +0.0% 9.8y · 1.0%/yr |
| 2020-08-13 | HK$9.80M | +12.6% 9.8y · 1.0%/yr |
| 2010-10-19 | HK$8.70M | — |