45/F A

in The Belcher's Phase 1 THE BELCHERS PHASE 1 TOWER 2

Central and Western District · Hong Kong Island

Switch unit

Floor

11/F A 659 ft² 11/F B 663 ft² 11/F C 663 ft² 11/F D 659 ft² 11/F E 659 ft² 11/F F 748 ft² 11/F G 947 ft² 11/F H 942 ft² 12/F A 659 ft² 12/F B 663 ft² 12/F C 663 ft² 12/F D 659 ft² 12/F E 659 ft² 12/F F 748 ft² 12/F G 947 ft² 12/F H 942 ft² 13/F A 659 ft² 13/F B 663 ft² 13/F C 663 ft² 13/F D 659 ft² 13/F E 659 ft² 13/F F 748 ft² 13/F G 947 ft² 13/F H 942 ft² 15/F A 659 ft² 15/F B 663 ft² 15/F C 663 ft² 15/F D 659 ft² 15/F E 659 ft² 15/F F 748 ft² 15/F G 947 ft² 15/F H 942 ft² 16/F A 659 ft² 16/F B 663 ft² 16/F C 663 ft² 16/F D 659 ft² 16/F E 659 ft² 16/F F 748 ft² 16/F G 947 ft² 16/F H 942 ft² 17/F A 659 ft² 17/F B 663 ft² 17/F C 663 ft² 17/F D 659 ft² 17/F E 659 ft² 17/F F 748 ft² 17/F G 947 ft² 17/F H 942 ft² 18/F A 659 ft² 18/F B 663 ft² 18/F C 663 ft² 18/F D 659 ft² 18/F E 659 ft² 18/F F 748 ft² 18/F G 947 ft² 18/F H 942 ft² 19/F A 659 ft² 19/F B 663 ft² 19/F C 663 ft² 19/F D 659 ft² 19/F E 659 ft² 19/F F 748 ft² 19/F G 947 ft² 19/F H 942 ft² 20/F A 659 ft² 20/F B 663 ft² 20/F C 663 ft² 20/F D 659 ft² 20/F E 659 ft² 20/F F 748 ft² 20/F G 947 ft² 20/F H 942 ft² 21/F A 659 ft² 21/F B 663 ft² 21/F C 663 ft² 21/F D 659 ft² 21/F E 659 ft² 21/F F 748 ft² 21/F G 947 ft² 21/F H 942 ft² 22/F B 663 ft² 22/F E 659 ft² 22/F F 748 ft² 22/F H 942 ft² 23/F A 664 ft² 23/F B 665 ft² 23/F C 665 ft² 23/F D 664 ft² 23/F F 751 ft² 23/F H 948 ft² 25/F A 664 ft² 25/F B 665 ft² 25/F C 665 ft² 25/F D 664 ft² 25/F F 751 ft² 25/F G 950 ft² 25/F H 948 ft² 26/F A 664 ft² 26/F B 665 ft² 26/F C 665 ft² 26/F D 664 ft² 26/F E 662 ft² 26/F F 751 ft² 26/F G 950 ft² 26/F H 948 ft² 27/F B 665 ft² 27/F C 665 ft² 27/F D 664 ft² 27/F E 662 ft² 27/F F 751 ft² 27/F G 950 ft² 27/F H 948 ft² 28/F A 664 ft² 28/F C 665 ft² 28/F D 664 ft² 28/F F 751 ft² 28/F H 948 ft² 29/F B 665 ft² 29/F C 665 ft² 29/F H 948 ft² 30/F B 665 ft² 30/F E 662 ft² 30/F F 751 ft² 30/F G 950 ft² 31/F D 664 ft² 31/F E 662 ft² 31/F F 751 ft² 31/F H 948 ft² 32/F A 664 ft² 32/F B 665 ft² 32/F C 665 ft² 32/F D 664 ft² 32/F E 662 ft² 32/F F 751 ft² 32/F G 950 ft² 32/F H 948 ft² 33/F A 664 ft² 33/F B 665 ft² 33/F C 665 ft² 33/F D 664 ft² 33/F E 662 ft² 33/F G 950 ft² 35/F A 664 ft² 35/F B 665 ft² 35/F C 665 ft² 35/F D 664 ft² 35/F E 662 ft² 35/F F 751 ft² 35/F H 948 ft² 36/F B 665 ft² 36/F D 664 ft² 36/F E 662 ft² 36/F F 751 ft² 36/F G 950 ft² 36/F H 948 ft² 37/F B 665 ft² 37/F C 665 ft² 37/F D 664 ft² 37/F F 751 ft² 37/F G 950 ft² 37/F H 948 ft² 38/F A 670 ft² 38/F D 670 ft² 38/F H 955 ft² 39/F A 670 ft² 39/F B 667 ft² 39/F C 667 ft² 39/F E 666 ft² 39/F F 755 ft² 39/F H 955 ft² 40/F A 670 ft² 40/F C 667 ft² 40/F E 666 ft² 40/F F 755 ft² 40/F G 954 ft² 40/F H 955 ft² 41/F A 670 ft² 41/F D 670 ft² 41/F E 666 ft² 41/F F 755 ft² 41/F G 954 ft² 42/F A 670 ft² 42/F B 667 ft² 42/F C 667 ft² 42/F D 670 ft² 42/F F 755 ft² 42/F G 954 ft² 42/F H 955 ft² 43/F A 670 ft² 43/F C 667 ft² 43/F E 666 ft² 43/F F 755 ft² 43/F G 954 ft² 43/F H 955 ft² 45/F A 670 ft² 45/F C 667 ft² 45/F D 670 ft² 45/F F 755 ft² 45/F G 954 ft² 45/F H 955 ft² 46/F A 670 ft² 46/F B 667 ft² 46/F C 667 ft² 46/F D 670 ft² 46/F E 666 ft² 46/F F 755 ft² 46/F G 954 ft² 46/F H 955 ft² 47/F A 670 ft² 47/F B 667 ft² 47/F D 670 ft² 47/F F 755 ft² 47/F H 955 ft² 48/F B 667 ft² 48/F C 667 ft² 48/F E 666 ft² 48/F F 755 ft² 48/F G 954 ft² 48/F H 955 ft² 49/F A 670 ft² 49/F B 667 ft² 49/F C 667 ft² 49/F F 755 ft² 50/F A 670 ft² 50/F C 667 ft² 50/F D 670 ft² 50/F E 666 ft² 51/F A 670 ft² 51/F B 667 ft² 51/F C 667 ft² 51/F D 670 ft² 51/F E 666 ft² 51/F F 755 ft² 51/F G 954 ft² 51/F H 955 ft² 52/F A 670 ft² 52/F B 667 ft² 52/F C 667 ft² 52/F D 670 ft² 52/F E 666 ft² 52/F F 755 ft² 52/F G 954 ft² 52/F H 955 ft² 53/F A 672 ft² 53/F B 668 ft² 53/F C 668 ft² 53/F D 672 ft² 53/F E 667 ft² 53/F F 756 ft² 53/F G 955 ft² 53/F H 957 ft² 55/F A 672 ft² 55/F B 668 ft² 55/F C 668 ft² 55/F D 672 ft² 55/F E 667 ft² 55/F F 756 ft² 55/F G 955 ft² 55/F H 957 ft² 56/F A 672 ft² 56/F B 668 ft² 56/F C 668 ft² 56/F D 672 ft² 56/F E 667 ft² 56/F F 756 ft² 56/F G 955 ft² 56/F H 957 ft² 57/F A 672 ft² 57/F B 668 ft² 57/F C 668 ft² 57/F D 672 ft² 57/F E 667 ft² 57/F F 756 ft² 57/F G 955 ft² 57/F H 957 ft² 58/F A 672 ft² 58/F B 668 ft² 58/F C 668 ft² 58/F D 672 ft² 58/F E 667 ft² 58/F F 756 ft² 58/F G 955 ft² 58/F H 957 ft² 59/F A 672 ft² 59/F B 668 ft² 59/F C 668 ft² 59/F D 672 ft² 59/F E 667 ft² 59/F F 756 ft² 59/F G 955 ft² 59/F H 957 ft² 60/F A 672 ft² 60/F B 668 ft² 60/F C 668 ft² 60/F D 672 ft² 60/F E 667 ft² 60/F F 756 ft² 60/F G 955 ft² 60/F H 957 ft² 61/F A 672 ft² 61/F B 668 ft² 61/F C 668 ft² 61/F D 672 ft² 61/F E 667 ft² 61/F F 756 ft² 61/F G 955 ft² 61/F H 957 ft² 62/F A 672 ft² 62/F B 668 ft² 62/F C 668 ft² 62/F D 672 ft² 62/F E 667 ft² 62/F F 756 ft² 62/F G 955 ft² 62/F H 957 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$16.28M

≈ HK$24,292 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.88M, with repayments around HK$55,217/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$51,959

−HK$3,258/mo

▼ 0.25% · 3.875%

HK$53,575

−HK$1,642/mo

Today · 4.125%

HK$55,217

baseline

▲ 0.50% · 4.625%

HK$58,577

+HK$3,360/mo

Deposit HK$4.88M · loan HK$11.39M · min. income ≈ HK$110,434/mo (50% DSR)

Upfront cash ≈ HK$5.49M (deposit + AVD stamp duty HK$610,351 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway HKU Station

≈ 4 min walk · 261 m

Education

schools within 1 km (25 within 500 m)

Daily convenience

within 1 km (26 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.

Family-friendly — 54 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 63 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 45/F
Flat: A
Saleable Area: 670 Saleable ft²
Gross Area: 858 ft²
Efficiency: 78%
District: Central and Western District · Hong Kong Island
School net (POA): 11

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2020-10-20	HK$16.05M	+40.8% 7.1y · 6.0%/yr	HK$23,955	HK$18,706
2013-09-10	HK$11.40M	+101.8%	HK$17,015	HK$13,287
2007-02-02	HK$5.65M	+15.3%	HK$8,433	HK$6,585
2004-06-30	HK$4.90M	+7.9%	HK$7,313	HK$5,711
2004-03-18	HK$4.54M	+15.5%	HK$6,776	HK$5,291
2001-06-23	HK$3.93M	—	HK$5,866	HK$4,580