32/F A
in The Belcher's Phase 1 THE BELCHERS PHASE 1 TOWER 2
Central and Western District · Hong Kong Island
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.79M, with repayments around HK$54,142/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$4.79M · loan HK$11.17M · min. income ≈ HK$108,284/mo (50% DSR)
Upfront cash ≈ HK$5.39M (deposit + AVD stamp duty HK$598,465 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 54 schools within a 1 km walk.
Everyday convenience — 60 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- A
- Saleable Area
- 664 Saleable ft²
- Gross Area
- 858 ft²
- Efficiency
- 77%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-03 | HK$16.50M | −2.1% 1.2y · −2.0%/yr |
| 2019-03-13 | HK$16.85M | +127.7% 9.5y · 14.0%/yr |
| 2009-10-06 | HK$7.40M | +16.0% |
| 2007-11-19 | HK$6.38M | +71.5% |
| 2001-06-21 | HK$3.72M | — |