48/F D
in The Belcher's Phase 2 THE BELCHERS PHASE 2 TOWER 5
Central and Western District · Hong Kong Island
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At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.89M, with repayments around HK$100,514/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$8.89M · loan HK$20.74M · min. income ≈ HK$201,028/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$1,259,187 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway HKU Station Station.
Family-friendly — 53 schools within a 1 km walk.
Everyday convenience — 63 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 48/F
- Flat
- D
- Saleable Area
- 1,111 Saleable ft²
- Gross Area
- 1,409 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-28 | HK$24.00M | −9.4% 2.2y · −4.0%/yr |
| 2023-06-08 | HK$26.50M | −8.6% 5.2y · −2.0%/yr |
| 2018-04-19 | HK$29.00M | +285.1% 9.8y · 11.0%/yr |
| 2001-07-27 | HK$7.53M | — |