▼ 0.50% · 3.625%
HK$20,072
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,697
−HK$634/mo
Today · 4.125%
HK$21,331
baseline
▲ 0.50% · 4.625%
HK$22,629
+HK$1,298/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$42,662/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,330
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,929
−HK$608/mo
Today · 4.125%
HK$23,537
baseline
▲ 0.50% · 4.625%
HK$24,778
+HK$1,241/mo
Deposit HK$4.40M · loan HK$4.40M · min. income ≈ HK$47,074/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,080
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,767
−HK$697/mo
Today · 4.125%
HK$23,464
baseline
▲ 0.50% · 4.625%
HK$24,892
+HK$1,428/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$46,928/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,563
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$25,222
−HK$669/mo
Today · 4.125%
HK$25,891
baseline
▲ 0.50% · 4.625%
HK$27,255
+HK$1,364/mo
Deposit HK$3.96M · loan HK$4.84M · min. income ≈ HK$51,782/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,087
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$761/mo
Today · 4.125%
HK$25,597
baseline
▲ 0.50% · 4.625%
HK$27,155
+HK$1,558/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$51,194/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,797
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$27,515
−HK$729/mo
Today · 4.125%
HK$28,244
baseline
▲ 0.50% · 4.625%
HK$29,733
+HK$1,489/mo
Deposit HK$3.52M · loan HK$5.28M · min. income ≈ HK$56,488/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,094
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,906
−HK$825/mo
Today · 4.125%
HK$27,731
baseline
▲ 0.50% · 4.625%
HK$29,418
+HK$1,687/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$55,462/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,030
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,808
−HK$790/mo
Today · 4.125%
HK$30,598
baseline
▲ 0.50% · 4.625%
HK$32,211
+HK$1,613/mo
Deposit HK$3.08M · loan HK$5.72M · min. income ≈ HK$61,196/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,101
−HK$1,763/mo
▼ 0.25% · 3.875%
HK$28,976
−HK$888/mo
Today · 4.125%
HK$29,864
baseline
▲ 0.50% · 4.625%
HK$31,681
+HK$1,817/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$59,728/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,263
−HK$1,689/mo
▼ 0.25% · 3.875%
HK$32,101
−HK$851/mo
Today · 4.125%
HK$32,952
baseline
▲ 0.50% · 4.625%
HK$34,689
+HK$1,737/mo
Deposit HK$2.64M · loan HK$6.16M · min. income ≈ HK$65,904/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,109
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,045
−HK$952/mo
Today · 4.125%
HK$31,997
baseline
▲ 0.50% · 4.625%
HK$33,944
+HK$1,947/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$63,994/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,496
−HK$1,809/mo
▼ 0.25% · 3.875%
HK$34,394
−HK$911/mo
Today · 4.125%
HK$35,305
baseline
▲ 0.50% · 4.625%
HK$37,166
+HK$1,861/mo
Deposit HK$2.20M · loan HK$6.60M · min. income ≈ HK$70,610/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,116
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$33,115
−HK$1,015/mo
Today · 4.125%
HK$34,130
baseline
▲ 0.50% · 4.625%
HK$36,207
+HK$2,077/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$68,260/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,729
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$36,687
−HK$972/mo
Today · 4.125%
HK$37,659
baseline
▲ 0.50% · 4.625%
HK$39,644
+HK$1,985/mo
Deposit HK$1.76M · loan HK$7.04M · min. income ≈ HK$75,318/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,123
−HK$2,140/mo
▼ 0.25% · 3.875%
HK$35,185
−HK$1,078/mo
Today · 4.125%
HK$36,263
baseline
▲ 0.50% · 4.625%
HK$38,470
+HK$2,207/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$72,526/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,962
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,980
−HK$1,033/mo
Today · 4.125%
HK$40,013
baseline
▲ 0.50% · 4.625%
HK$42,122
+HK$2,109/mo
Deposit HK$1.32M · loan HK$7.48M · min. income ≈ HK$80,026/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,130
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$37,254
−HK$1,142/mo
Today · 4.125%
HK$38,396
baseline
▲ 0.50% · 4.625%
HK$40,733
+HK$2,337/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$76,792/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,195
−HK$2,171/mo
▼ 0.25% · 3.875%
HK$41,273
−HK$1,093/mo
Today · 4.125%
HK$42,366
baseline
▲ 0.50% · 4.625%
HK$44,600
+HK$2,234/mo
Deposit HK$880K · loan HK$7.92M · min. income ≈ HK$84,732/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$264,083 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).